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    <title>topic LETTER SENT TO OC. for PDF in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/LETTER-SENT-TO-OC-for-PDF/m-p/170608#M82197</link>
    <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT size="4"&gt;This is a letter that i sen to a OC asking for PFD is a roud about way. I talked to them on the phone and they said that the manager would review but the supervisor said he couldn't delete accurate info. It is a debt to the libary for on 45 dollars. I want it off the CR and the SOL runs out in less than 30 days. I sent a dispute to the CA and the sent back a letter that verifed the debt.&amp;nbsp;I then sent a vailidation of debt DV 10 days ago now. &lt;/FONT&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT size="3" face="Arial Black"&gt;&lt;FONT face="Arial" color="#000000"&gt;&lt;/FONT&gt;&lt;/FONT&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT size="3" face="Arial Black"&gt;&lt;FONT face="Arial" color="#000000"&gt;What else can i do?&lt;/FONT&gt;&lt;/FONT&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT size="3" color="#000000"&gt;&lt;/FONT&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT size="3" face="Arial Black"&gt;Hello Sir&lt;BR /&gt;&lt;/FONT&gt;&amp;nbsp;&lt;BR /&gt;&lt;FONT size="3" face="Geneva, Arial, Sans-serif"&gt;I can not provide you any documentation that states&amp;nbsp;I was out of the country during that time you have noted below.&lt;/FONT&gt;&lt;BR /&gt;&lt;FONT size="3" face="Geneva, Arial, Sans-serif"&gt;&lt;/FONT&gt;&amp;nbsp;&lt;BR /&gt;&lt;FONT size="3" face="Geneva, Arial, Sans-serif"&gt;During&amp;nbsp;the conversation yesterday between your&amp;nbsp;self and I, I had told him that I had Just learned of this debt recently through the credit reporting agency's. After talking to the credit reporting agency's, I sent correspondence by mail to the collection agency and they had informed me that I need to talk to the library of this alleged debt.&lt;/FONT&gt;&lt;BR /&gt;&lt;FONT size="3" face="Geneva, Arial, Sans-serif"&gt;&lt;/FONT&gt;&amp;nbsp;&lt;BR /&gt;&lt;FONT size="3" face="Geneva, Arial, Sans-serif"&gt;What i did tell you that I have been doing back to back tours in Iraq supporting the american war fighters as an contractor. In the last 4 years I have spent most all of my time outside of the USA in support of Operation Iraqi Freedom and have managed to pay all of my monthly bills on time. If i ever did owe you money i would of easily just mailed you a check for the little balance that you claim.&lt;/FONT&gt;&lt;BR /&gt;&lt;FONT size="3" face="Geneva, Arial, Sans-serif"&gt;&lt;/FONT&gt;&amp;nbsp;&lt;BR /&gt;&lt;FONT size="3"&gt;&lt;FONT face="Arial Black, Geneva, Arial, Sans-serif"&gt;&lt;FONT face="Geneva, Arial, Sans-serif"&gt;I have never heard from your library&amp;nbsp;regarding this &lt;FONT face="Geneva, Arial, Sans-serif"&gt;account and the validity of this debt is disputed, but in good faith&amp;nbsp;I am willing to pay this account in FULL&amp;nbsp;if you agree to the immediate deletion of this&amp;nbsp;account from any and al of the credit reporting agencies.&lt;/FONT&gt;&lt;/FONT&gt;&lt;/FONT&gt;&lt;/FONT&gt;&lt;BR /&gt;&lt;FONT size="3"&gt;&lt;FONT face="Arial"&gt;&lt;/FONT&gt;&lt;/FONT&gt;&amp;nbsp;&lt;BR /&gt;&lt;FONT size="3"&gt;&lt;FONT face="Arial"&gt;I do have on hand one documenting that&amp;nbsp;I was out of the country after the time frame that you have stated and am willing to look for it. But it states I started working abroad in Feb of 2004. &lt;/FONT&gt;&lt;/FONT&gt;&lt;BR /&gt;&lt;FONT size="3" face="Arial"&gt;&lt;/FONT&gt;&amp;nbsp;&lt;BR /&gt;&lt;FONT size="3" face="Arial"&gt;Would you still like to to look for that document?&lt;/FONT&gt;&lt;BR /&gt;&lt;FONT size="3" face="Arial"&gt;&lt;/FONT&gt;&amp;nbsp;&lt;BR /&gt;&lt;FONT size="3"&gt;&lt;FONT face="Arial"&gt;I am hoping that an issue this small can be quickly resolved!&lt;/FONT&gt;&lt;/FONT&gt;&lt;BR /&gt;&lt;FONT size="3"&gt;&lt;FONT face="Arial"&gt;&lt;/FONT&gt;&lt;/FONT&gt;&amp;nbsp;&lt;BR /&gt;&lt;FONT size="3"&gt;&lt;FONT face="Arial"&gt;Sincerely&amp;nbsp;&lt;/FONT&gt;&lt;/FONT&gt;&lt;BR /&gt;&lt;FONT size="3"&gt;&lt;FONT face="Arial"&gt;&lt;/FONT&gt;&lt;/FONT&gt;&amp;nbsp;&lt;BR /&gt;&lt;/DIV&gt;</description>
    <pubDate>Tue, 04 Mar 2008 18:06:09 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2008-03-04T18:06:09Z</dc:date>
    <item>
      <title>LETTER SENT TO OC. for PDF</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/LETTER-SENT-TO-OC-for-PDF/m-p/170608#M82197</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT size="4"&gt;This is a letter that i sen to a OC asking for PFD is a roud about way. I talked to them on the phone and they said that the manager would review but the supervisor said he couldn't delete accurate info. It is a debt to the libary for on 45 dollars. I want it off the CR and the SOL runs out in less than 30 days. I sent a dispute to the CA and the sent back a letter that verifed the debt.&amp;nbsp;I then sent a vailidation of debt DV 10 days ago now. &lt;/FONT&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT size="3" face="Arial Black"&gt;&lt;FONT face="Arial" color="#000000"&gt;&lt;/FONT&gt;&lt;/FONT&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT size="3" face="Arial Black"&gt;&lt;FONT face="Arial" color="#000000"&gt;What else can i do?&lt;/FONT&gt;&lt;/FONT&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT size="3" color="#000000"&gt;&lt;/FONT&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT size="3" face="Arial Black"&gt;Hello Sir&lt;BR /&gt;&lt;/FONT&gt;&amp;nbsp;&lt;BR /&gt;&lt;FONT size="3" face="Geneva, Arial, Sans-serif"&gt;I can not provide you any documentation that states&amp;nbsp;I was out of the country during that time you have noted below.&lt;/FONT&gt;&lt;BR /&gt;&lt;FONT size="3" face="Geneva, Arial, Sans-serif"&gt;&lt;/FONT&gt;&amp;nbsp;&lt;BR /&gt;&lt;FONT size="3" face="Geneva, Arial, Sans-serif"&gt;During&amp;nbsp;the conversation yesterday between your&amp;nbsp;self and I, I had told him that I had Just learned of this debt recently through the credit reporting agency's. After talking to the credit reporting agency's, I sent correspondence by mail to the collection agency and they had informed me that I need to talk to the library of this alleged debt.&lt;/FONT&gt;&lt;BR /&gt;&lt;FONT size="3" face="Geneva, Arial, Sans-serif"&gt;&lt;/FONT&gt;&amp;nbsp;&lt;BR /&gt;&lt;FONT size="3" face="Geneva, Arial, Sans-serif"&gt;What i did tell you that I have been doing back to back tours in Iraq supporting the american war fighters as an contractor. In the last 4 years I have spent most all of my time outside of the USA in support of Operation Iraqi Freedom and have managed to pay all of my monthly bills on time. If i ever did owe you money i would of easily just mailed you a check for the little balance that you claim.&lt;/FONT&gt;&lt;BR /&gt;&lt;FONT size="3" face="Geneva, Arial, Sans-serif"&gt;&lt;/FONT&gt;&amp;nbsp;&lt;BR /&gt;&lt;FONT size="3"&gt;&lt;FONT face="Arial Black, Geneva, Arial, Sans-serif"&gt;&lt;FONT face="Geneva, Arial, Sans-serif"&gt;I have never heard from your library&amp;nbsp;regarding this &lt;FONT face="Geneva, Arial, Sans-serif"&gt;account and the validity of this debt is disputed, but in good faith&amp;nbsp;I am willing to pay this account in FULL&amp;nbsp;if you agree to the immediate deletion of this&amp;nbsp;account from any and al of the credit reporting agencies.&lt;/FONT&gt;&lt;/FONT&gt;&lt;/FONT&gt;&lt;/FONT&gt;&lt;BR /&gt;&lt;FONT size="3"&gt;&lt;FONT face="Arial"&gt;&lt;/FONT&gt;&lt;/FONT&gt;&amp;nbsp;&lt;BR /&gt;&lt;FONT size="3"&gt;&lt;FONT face="Arial"&gt;I do have on hand one documenting that&amp;nbsp;I was out of the country after the time frame that you have stated and am willing to look for it. But it states I started working abroad in Feb of 2004. &lt;/FONT&gt;&lt;/FONT&gt;&lt;BR /&gt;&lt;FONT size="3" face="Arial"&gt;&lt;/FONT&gt;&amp;nbsp;&lt;BR /&gt;&lt;FONT size="3" face="Arial"&gt;Would you still like to to look for that document?&lt;/FONT&gt;&lt;BR /&gt;&lt;FONT size="3" face="Arial"&gt;&lt;/FONT&gt;&amp;nbsp;&lt;BR /&gt;&lt;FONT size="3"&gt;&lt;FONT face="Arial"&gt;I am hoping that an issue this small can be quickly resolved!&lt;/FONT&gt;&lt;/FONT&gt;&lt;BR /&gt;&lt;FONT size="3"&gt;&lt;FONT face="Arial"&gt;&lt;/FONT&gt;&lt;/FONT&gt;&amp;nbsp;&lt;BR /&gt;&lt;FONT size="3"&gt;&lt;FONT face="Arial"&gt;Sincerely&amp;nbsp;&lt;/FONT&gt;&lt;/FONT&gt;&lt;BR /&gt;&lt;FONT size="3"&gt;&lt;FONT face="Arial"&gt;&lt;/FONT&gt;&lt;/FONT&gt;&amp;nbsp;&lt;BR /&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 04 Mar 2008 18:06:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/LETTER-SENT-TO-OC-for-PDF/m-p/170608#M82197</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-03-04T18:06:09Z</dc:date>
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