topic Re: Help!! Don't understand TU in General Credit Topics

Help!! Don't understand TU

Anonymous — Wed, 05 Mar 2008 00:42:36 GMT

Within the past couple of months I've been able to raise my equifax score from 626-633, experian from 517 to 581 transunion remains the same at 499. What's with TU why is my score not changing.

Re: Help!! Don't understand TU

Anonymous — Wed, 05 Mar 2008 00:46:10 GMT

Sadly TU sucks and takes forever to update. They are always AT LEAST a month behind the other guys as far as updating.

Re: Help!! Don't understand TU

liz9100 — Wed, 05 Mar 2008 03:18:42 GMT

Same advise from the other person. I pulled 3 credit reports and see the same number. I just don't know why there slow maybe even under staffed is the problem. I plan on only pulling them every 3 months I can save money that way.

Re: Help!! Don't understand TU

Junejer — Wed, 05 Mar 2008 03:22:17 GMT

The reason is that TU is...a hater. Can't stand 'em.

Re: Help!! Don't understand TU

Anonymous — Wed, 05 Mar 2008 03:28:07 GMT

TU updates 1/2 my changes - technically TU updated all my changes - the un-updated some of them...

EX updates the other 1/2

EQ is the hater IMO, they haven't updated anything for me, except of course for the increased balance on my Crap1 CO lol

Re: Help!! Don't understand TU

sunrise — Wed, 05 Mar 2008 03:29:59 GMT

This is so weird......TU is my highest score, fastest updater, ( is that even a word? ) quickest with my disputes and I actually speak with a human every time I call!!

Now, on the other hand don't get me started on EX....(a.k.a., the devil) They REFUSE to re-dispute ANYTHING!! And, they are my lowest score.

I wonder if it is where you live?!

Re: Help!! Don't understand TU

Junejer — Wed, 05 Mar 2008 03:32:07 GMT

Sunrise, I have long held the belief that the CRA that services your geographic reason is the toughest on you (with the exception of EX who just hates everyone). I live in TU-land, therefore they are the haters for me.

Re: Help!! Don't understand TU

Anonymous — Wed, 05 Mar 2008 03:33:09 GMT

Maybe upon issuance of a SSN, your name is randomly assigned to one credit bureau and from then on it's their job to make your credit life more miserable than the other two do, by any and all means possible...

It's a conspiracy!

Re: Help!! Don't understand TU

Anonymous — Wed, 05 Mar 2008 03:33:56 GMT

I'm in Texas Byrdman, what land am I in? lol

Re: Help!! Don't understand TU

Junejer — Wed, 05 Mar 2008 03:38:26 GMT

I think that's EX-land. However, you seem to be in the same position that I was in about 8 months ago, where they all hated me. I was in the high 400s, low 500s on all. You will get there.

Re: Help!! Don't understand TU

Anonymous — Wed, 05 Mar 2008 03:39:39 GMT

Haha, I earned the hatred, now I have to earn the love!

The Love is expensive though... hatred was cheap!

Re: Help!! Don't understand TU

Junejer — Wed, 05 Mar 2008 03:42:08 GMT

Both were very expensive for me. The hatred was a result of divorce, the love is coming at a high price, both monetarily and emotionally. Hang in there.