topic Re: first GW denied :( in General Credit Topics

first GW denied :(

Anonymous — Wed, 05 Mar 2008 21:33:09 GMT

I received my first GW response today. They said no because they "need to report the activities on each account in manner that our policies allow within the FCRA rules and regulations." I sent this to PO Box 10210 wilmington de 19850.

Does anyone have a different address or contact that may work?? Any suggestions? Thank you!!

I forgot to say it is Applied Bank (formerly Cross Country Bank)

Message Edited by love2golf on 03-05-2008 01:33 PM

Re: first GW denied :(

Junejer — Wed, 05 Mar 2008 21:37:15 GMT

I trust that you sent that one to nobody in particular (good, if so). Google would be your friend in this case. Try to find someone who seems to be in the credit reporting department (like in charge). If that doesn't work, keep working your way up the chain.

Re: first GW denied :(

lyonstm — Wed, 05 Mar 2008 21:42:18 GMT

My first GW letter got denied too (Plains Commerce Bank). Im going to try again, this time using that tip.

Re: first GW denied :(

Anonymous — Wed, 05 Mar 2008 21:47:06 GMT

Dont feel bad ... I have yet to have one work for me. Right now I am 0-5. The return letters almost sound like they have no idea what I am talking about ... One said that they are reporting the information correctly.. LOL Oh well, gotta keep trying. I will try to re-word it so it explains Goodwill better. I have tried the letters on here, so unless someone has another version?

~Cujo

Re: first GW denied :(

Anonymous — Wed, 05 Mar 2008 22:20:45 GMT

I sent a GW letter to 3 different addresses for Macy's. I haven't gotten a reply yet, but when I do, if I get a denial I'll let it fuel the fire to write more letters and find out who is the next higher-up person to contact.

One thing I learned in general when trying to get info like that is to call and say "I wanted to write a letter explaining how much an employee helped me and I want to nice write a positive letter about it. What's your supervisors name, and the person above him/her too!" Ensure the person its a positive letter and not bad. Just make sure then when you write a GW letter, you do include something positive in it to honor what you said. If they're going to do GW for you, you might as well do GW for them too.

Re: first GW denied :(

Anonymous — Wed, 05 Mar 2008 23:57:24 GMT

Do you or anyone know when Applied bought cross country out?