topic Re: Scores from mortgage lender in General Credit Topics

Scores from mortgage lender

Anonymous — Mon, 10 Mar 2008 22:26:42 GMT

677/676/674

She didn't specify which belongs to which CRA, but as you can see from my signature, matches up with my FICO, not FAKOs - for all those non believers.

Now if I could just get my debt to income ratio down, maybe she'll actually give me enough money to buy a home in Northern Virginia.

Re: Scores from mortgage lender

ngerasimatos — Mon, 10 Mar 2008 22:28:30 GMT

How is the housing market in that area? WA is still booming, prices didn't seem to change as was thought.

Re: Scores from mortgage lender

Anonymous — Mon, 10 Mar 2008 22:30:13 GMT

Prices are dropping. My ex husband paid $400k for a townhouse 1.5 years ago. I can buy something similar (but not an end unit, no loft) for $230k on his street now. It's the time to buy, but on a single income, I think I'm screwed.

Re: Scores from mortgage lender

ngerasimatos — Tue, 11 Mar 2008 00:14:15 GMT

What is your DTI?

Re: Scores from mortgage lender

Anonymous — Tue, 11 Mar 2008 00:15:33 GMT

Owe $23k, make $50k. Glad my apartment lease isn't up until October...

Re: Scores from mortgage lender

ngerasimatos — Tue, 11 Mar 2008 00:17:39 GMT

Is that including loans, and credit cards? That DTI is not too bad. I may know someone who can get you approved.

Re: Scores from mortgage lender

Anonymous — Tue, 11 Mar 2008 00:24:04 GMT

That's all inclusive debt. Nothing outstanding. I'd need $200k for a townhouse in an area that's not in the gang area or drug area.

I'm trying for an FHA loan. The current rate would be under 6%. I have $10k for down payment.

Still know somebody who can help???

Re: Scores from mortgage lender

ngerasimatos — Tue, 11 Mar 2008 00:52:33 GMT

Try Matt on his cell phone.

Matt Haagen

Mortgage Advisor

Cascadia Lending

Direct- 425-368-4943

Cellular- 425-293-5650

Fax- 425-368-4991

License 510LO43533