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    <title>topic Re: first credit card - when the scores/rating appear? in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/first-credit-card-when-the-scores-rating-appear/m-p/186317#M88932</link>
    <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;/DIV&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;konst1977 wrote:&lt;BR /&gt;&lt;DIV&gt;I got my first credit card (Capital One) more than one month ago. I've been using it.&amp;nbsp;And I signed up for truecredit.com credit which provides real time 3 agencies monitoring. However my credit reports don't even show that I have accounts and no credit rating is available. How long it should take in my case for the rating to appear?&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;DIV&gt;Welcome to these forums and congrats!&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I think it will be closer to 1-2 months from when you received the card. BTW, this is not always the case, but just because the acct appears on TC, that doesn't mean you'll have a FICO score.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;The only place to get a FICO score is on this site. TC scores are useless.&lt;BR /&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;</description>
    <pubDate>Fri, 21 Mar 2008 11:26:24 GMT</pubDate>
    <dc:creator>llecs</dc:creator>
    <dc:date>2008-03-21T11:26:24Z</dc:date>
    <item>
      <title>first credit card - when the scores/rating appear?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/first-credit-card-when-the-scores-rating-appear/m-p/186252#M88920</link>
      <description>&lt;DIV&gt;I got my first credit card (Capital One) more than one month ago. I've been using it.&amp;nbsp;And I signed up for truecredit.com credit which provides real time 3 agencies monitoring. However my credit reports don't even show that I have accounts and no credit rating is available. How long it should take in my case for the rating to appear?&lt;/DIV&gt;</description>
      <pubDate>Fri, 21 Mar 2008 05:01:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/first-credit-card-when-the-scores-rating-appear/m-p/186252#M88920</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-03-21T05:01:58Z</dc:date>
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    <item>
      <title>Re: first credit card - when the scores/rating appear?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/first-credit-card-when-the-scores-rating-appear/m-p/186315#M88931</link>
      <description>&lt;DIV&gt;I believe it takes 6 months.&lt;/DIV&gt;</description>
      <pubDate>Fri, 21 Mar 2008 11:21:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/first-credit-card-when-the-scores-rating-appear/m-p/186315#M88931</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-03-21T11:21:20Z</dc:date>
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    <item>
      <title>Re: first credit card - when the scores/rating appear?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/first-credit-card-when-the-scores-rating-appear/m-p/186317#M88932</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;/DIV&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;konst1977 wrote:&lt;BR /&gt;&lt;DIV&gt;I got my first credit card (Capital One) more than one month ago. I've been using it.&amp;nbsp;And I signed up for truecredit.com credit which provides real time 3 agencies monitoring. However my credit reports don't even show that I have accounts and no credit rating is available. How long it should take in my case for the rating to appear?&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;DIV&gt;Welcome to these forums and congrats!&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I think it will be closer to 1-2 months from when you received the card. BTW, this is not always the case, but just because the acct appears on TC, that doesn't mean you'll have a FICO score.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;The only place to get a FICO score is on this site. TC scores are useless.&lt;BR /&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Fri, 21 Mar 2008 11:26:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/first-credit-card-when-the-scores-rating-appear/m-p/186317#M88932</guid>
      <dc:creator>llecs</dc:creator>
      <dc:date>2008-03-21T11:26:24Z</dc:date>
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