Dispute hasn't been verified "yet" with EX

iltph — Fri, 21 Mar 2008 19:52:17 GMT

I disputed a baddie on my CR from two years ago with EX. It was reported by a company who defrauded me by saying I never cancelled my account when I did. I just received the investigation results from EX and they are showing this:

Credit Items
Account Num: 353453532523
Outcome: Remains

Pending Items
Account Num: 353453532523
Outcome: Pending
Date: April 10, 2008

Important Message From Experian

ACCOUNT#
IF FRAUDULENT CHARGES WERE MADE ON YOUR ACCOUNT, THE CREDIT GRANTOR MAY NOT KNOW HOW TO CONTACT YOU TO DISCUSS THIS MATTER. THE CREDIT GRANTOR REQUESTS THAT YOU CONTACT THEM DIRECTLY-

I contacted the scumbags (OC) on the phone just now and all they are wanting me to do is pay them more money. I had a five year lease for a virtual terminal (to accept credit cards) with them (which ended up being six and a half years). I paid them almost $4,000 but they still refuse to just remove the late payments/charge off even though I paid them a ton of money.

If it doesn't come back as verified by April 10 does that mean that EX would need to delete it? I disputed it over the phone with EQ and they deleted it in less than 24 hours so I don't have a clue why EX is being so difficult with just deleting it.

Re: Dispute hasn't been verified "yet" with EX

Anonymous — Fri, 21 Mar 2008 22:45:19 GMT

If they do not verify with the CRAs 30-45 days the CRAs must delete

If they come back verified send the OC the OC letter CMRRR

IF you did not dispute from a free CR the time for CRA is 30 days!

IF they do not close disputes & send you new CR showing in 35 days (CRA) that they deleted send them the ITS letter!

The CRAs must answer all disputes as verified or deleted!!!!!

Message Edited by HappyDays on 03-21-2008 03:44 PM

Message Edited by HappyDays on 03-21-2008 03:45 PM

topic Re: Dispute hasn't been verified "yet" with EX in General Credit Topics

Dispute hasn't been verified "yet" with EX

Re: Dispute hasn't been verified "yet" with EX