topic Official FICO Forums Credit Approved Thread in General Credit Topics

Official FICO Forums Credit Approved Thread

Tuscani — Sun, 03 Jun 2007 19:38:51 GMT

Let's use this thread to track our approvals.

Creditor:

Date:

CRA Pulled:

Score:

Approved:

State:

CL:

BK:

Comments:

Example

Creditor: AMEX

Date: 06/03/2007

CRA Pulled: EX

Score: 780

Approved: Yes

State: MN

CL: 15000

BK: No

Comments: No Baddies. Instant approval.

Re: Official FICO Forums Credit Approved Thread

Anonymous — Sun, 03 Jun 2007 19:40:23 GMT

Creditor: AMEX - Delta SkyMiles

Date: 06/03/2007

CRA Pulled: EQ

Score: 647

Approved: Yes

State: VA

CL: 4300

BK: No

Comments: No Baddies. Instant approval.

Re: Official FICO Forums Credit Approved Thread

fused — Sun, 03 Jun 2007 19:49:40 GMT

Creditor: Amex Gold Rewards Charge Card

Date: 04-16-07

CRA Pulled: EQ, EX

Score: EQ 783, EX 755

Approved: Yes

State: HI

CL: No preset limit

BK: No

Comments: No baddies, approved the next day

Re: Official FICO Forums Credit Approved Thread

MidnightVoice — Sun, 03 Jun 2007 19:51:25 GMT

Creditor: Juniper (Barclays)

Date: May 25th 2007

CRA Pulled: TU

Score: 782 (just for TU)

Approved: Yes

State: Iowa

CL: $7,500

BK: No

Comments: Instant and on line. They pull TU, sometimes EQ. They report regularly to TU, but slower to the other. They reported the new CL to all 3 according to TrueCredit, with CL. According to MyFICO score alert they didn't report the CL.

Re: Official FICO Forums Credit Approved Thread

MercyMe — Sun, 03 Jun 2007 20:50:26 GMT

Ah ha! Do we now have an EXAMPLE of your credit score, Tuscani?

Re: Official FICO Forums Credit Approved Thread

Anonymous — Sun, 03 Jun 2007 21:28:06 GMT

Creditor: American Express Delta Gold Sky Miles

Date: 06/03/07

CRA Pulled: Not sure yet. Will edit when I find out.

Score: TU 663 / EQ 687 / EX 695

Approved: Instant online

State: Florida

CL: 8000

BK: no

Comments: (1) 30 late this year - currently being disputed (3) 30 day lates 2004/2005

Re: Official FICO Forums Credit Approved Thread

Tuscani — Sun, 03 Jun 2007 22:48:32 GMT

MercyMe wrote:
Ah ha! Do we now have an EXAMPLE of your credit score, Tuscani?

I am in the 400s remember?

Re: Official FICO Forums Credit Approved Thread

fused — Sun, 03 Jun 2007 22:54:19 GMT

Tuscani wrote:

MercyMe wrote:
Ah ha! Do we now have an EXAMPLE of your credit score, Tuscani?

I am in the 400s remember?

I remember reading this in an earlier post but it is hard for me to believe. You are far too knowledgeable to still be in the 400's.

Re: Official FICO Forums Credit Approved Thread

Anonymous — Sun, 03 Jun 2007 23:00:06 GMT

It is being said in jest!