https://ficoforums.myfico.com/t5/General-Credit-Topics/Inquiry/m-p/14012#M9198 <DIV></DIV><DIV><BR /><BLOCKQUOTE><DIV><HR />rjchango wrote:<BR /><DIV>I just recieved an alert which showed that a CA made a HARD inquiry and it just showed on my CR.&nbsp; Is this legal and or permissible? I did not authorize it or talk to them at all but the do have a charge off acct in collections.&nbsp; If it is not, what recoures or actions should I take? Thanks</DIV><BR /><HR /></DIV></BLOCKQUOTE>If the inquiry was made by a CA handling this CO, then yes they do have PP.&nbsp; Ethically, you should not dispute it while others say you should because most CA's are sleazy and frequently break laws.<BR /><DIV></DIV></DIV> Mon, 04 Jun 2007 18:38:29 GMT fused 2007-06-04T18:38:29Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Inquiry/m-p/13991#M9182 <DIV>I just recieved an alert which showed that a CA made a HARD inquiry and it just showed on my CR.&nbsp; Is this legal and or permissible? I did not authorize it or talk to them at all but the do have a charge off acct in collections.&nbsp; If it is not, what recoures or actions should I take? Thanks</DIV> Mon, 04 Jun 2007 16:53:42 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Inquiry/m-p/13991#M9182 Anonymous 2007-06-04T16:53:42Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Inquiry/m-p/14003#M9189 <DIV>I have like 20 of them on 3 Reports in the past 2 years. That's because few of my accounts were sent over to collections.</DIV><DIV>&nbsp;</DIV><DIV>&nbsp;</DIV> Mon, 04 Jun 2007 17:41:46 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Inquiry/m-p/14003#M9189 Anonymous 2007-06-04T17:41:46Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Inquiry/m-p/14012#M9198 <DIV></DIV><DIV><BR /><BLOCKQUOTE><DIV><HR />rjchango wrote:<BR /><DIV>I just recieved an alert which showed that a CA made a HARD inquiry and it just showed on my CR.&nbsp; Is this legal and or permissible? I did not authorize it or talk to them at all but the do have a charge off acct in collections.&nbsp; If it is not, what recoures or actions should I take? Thanks</DIV><BR /><HR /></DIV></BLOCKQUOTE>If the inquiry was made by a CA handling this CO, then yes they do have PP.&nbsp; Ethically, you should not dispute it while others say you should because most CA's are sleazy and frequently break laws.<BR /><DIV></DIV></DIV> Mon, 04 Jun 2007 18:38:29 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Inquiry/m-p/14012#M9198 fused 2007-06-04T18:38:29Z