https://ficoforums.myfico.com/t5/General-Credit-Topics/improving-FICO-score-at-574-right-now/m-p/196806#M92752 <DIV>Is there anything I can do right now? I know what I have to do in the long run. My score is low because of old CC&nbsp;accounts that had late payments on them but they are now paid off and have been for a couple years.</DIV> Mon, 31 Mar 2008 20:34:19 GMT Anonymous 2008-03-31T20:34:19Z https://ficoforums.myfico.com/t5/General-Credit-Topics/improving-FICO-score-at-574-right-now/m-p/196806#M92752 <DIV>Is there anything I can do right now? I know what I have to do in the long run. My score is low because of old CC&nbsp;accounts that had late payments on them but they are now paid off and have been for a couple years.</DIV> Mon, 31 Mar 2008 20:34:19 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/improving-FICO-score-at-574-right-now/m-p/196806#M92752 Anonymous 2008-03-31T20:34:19Z https://ficoforums.myfico.com/t5/General-Credit-Topics/improving-FICO-score-at-574-right-now/m-p/196843#M92775 <DIV>Hi and Welcome to the forums! Do you have any other bad stuff on your reports? Your last late payment was two years ago? Do you have any credit cards? If so, what are the credit limits and balances on each card? If you have high credit card balances, paying them down is one of the fastest ways to improve your scores. Have you read the credit scoring 101 thread in my sig line?</DIV> Mon, 31 Mar 2008 21:16:28 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/improving-FICO-score-at-574-right-now/m-p/196843#M92775 fused 2008-03-31T21:16:28Z