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    <title>topic Re: OOPS I think i screwed up, NEDD HELP, FAST in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/OOPS-I-think-i-screwed-up-NEDD-HELP-FAST/m-p/197249#M92954</link>
    <description>&lt;DIV&gt;
&lt;DIV&gt;One of&amp;nbsp;2 things will happen- &lt;/DIV&gt;
&lt;DIV&gt;1. They will answer you DV (with Validation or they will delete)&lt;/DIV&gt;
&lt;DIV&gt;2. They will say you are past your 30 days to DV.&amp;nbsp;&lt;BR /&gt;&lt;/DIV&gt;
&lt;DIV&gt;Have your PFD ready - &lt;/DIV&gt;
&lt;BLOCKQUOTE&gt;
&lt;DIV&gt;
&lt;HR /&gt;
momof2 wrote:&lt;BR /&gt;
&lt;DIV&gt;OK i sent a DV a few days ago and just realized that in the early part of 2007 i had made a payment to them, It's a hospital bill so i dont think their is an SOL, anyhow do any of you think that they would sue me over the amount due which is only $325 according to my CR?? it's such a small amount is it worth them sueing me for?&lt;/DIV&gt;&lt;BR /&gt;
&lt;HR /&gt;
&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;
&lt;DIV&gt;&lt;BR /&gt;&lt;/DIV&gt;
&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
    <pubDate>Tue, 01 Apr 2008 03:04:29 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2008-04-01T03:04:29Z</dc:date>
    <item>
      <title>OOPS I think i screwed up, NEDD HELP, FAST</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/OOPS-I-think-i-screwed-up-NEDD-HELP-FAST/m-p/197246#M92952</link>
      <description>&lt;DIV&gt;OK i sent a DV a few days ago and just realized that in the early part of 2007 i had made a payment to them, It's a hospital bill so i dont think their is an SOL, anyhow do any of you think that they would sue me over the amount due which is only $325 according to my CR?? it's such a small amount is it worth them sueing me for?&lt;/DIV&gt;</description>
      <pubDate>Tue, 01 Apr 2008 03:00:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/OOPS-I-think-i-screwed-up-NEDD-HELP-FAST/m-p/197246#M92952</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-04-01T03:00:27Z</dc:date>
    </item>
    <item>
      <title>Re: OOPS I think i screwed up, NEDD HELP, FAST</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/OOPS-I-think-i-screwed-up-NEDD-HELP-FAST/m-p/197249#M92954</link>
      <description>&lt;DIV&gt;
&lt;DIV&gt;One of&amp;nbsp;2 things will happen- &lt;/DIV&gt;
&lt;DIV&gt;1. They will answer you DV (with Validation or they will delete)&lt;/DIV&gt;
&lt;DIV&gt;2. They will say you are past your 30 days to DV.&amp;nbsp;&lt;BR /&gt;&lt;/DIV&gt;
&lt;DIV&gt;Have your PFD ready - &lt;/DIV&gt;
&lt;BLOCKQUOTE&gt;
&lt;DIV&gt;
&lt;HR /&gt;
momof2 wrote:&lt;BR /&gt;
&lt;DIV&gt;OK i sent a DV a few days ago and just realized that in the early part of 2007 i had made a payment to them, It's a hospital bill so i dont think their is an SOL, anyhow do any of you think that they would sue me over the amount due which is only $325 according to my CR?? it's such a small amount is it worth them sueing me for?&lt;/DIV&gt;&lt;BR /&gt;
&lt;HR /&gt;
&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;
&lt;DIV&gt;&lt;BR /&gt;&lt;/DIV&gt;
&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 01 Apr 2008 03:04:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/OOPS-I-think-i-screwed-up-NEDD-HELP-FAST/m-p/197249#M92954</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-04-01T03:04:29Z</dc:date>
    </item>
    <item>
      <title>Re: OOPS I think i screwed up, NEDD HELP, FAST</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/OOPS-I-think-i-screwed-up-NEDD-HELP-FAST/m-p/197254#M92958</link>
      <description>&lt;DIV&gt;to tim----&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp; so the chances of them sueing me are slim to none? is a PFD only good if you pay the full amount or can you use it for a settled amount?&lt;/DIV&gt;</description>
      <pubDate>Tue, 01 Apr 2008 03:11:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/OOPS-I-think-i-screwed-up-NEDD-HELP-FAST/m-p/197254#M92958</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-04-01T03:11:23Z</dc:date>
    </item>
    <item>
      <title>Re: OOPS I think i screwed up, NEED HELP, FAST</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/OOPS-I-think-i-screwed-up-NEDD-HELP-FAST/m-p/197308#M92981</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;
&lt;DIV&gt;IMO- You should have a chance to counter with a PFD prior to them to consider legal action- &lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;PFD's are rarely done for a lower amount thant the ORIGINAL amount due. &lt;BR /&gt;&lt;/DIV&gt;
&lt;BLOCKQUOTE&gt;
&lt;DIV&gt;
&lt;HR /&gt;
momof2 wrote:&lt;BR /&gt;
&lt;DIV&gt;to tim----&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp; so the chances of them sueing me are slim to none? is a PFD only good if you pay the full amount or can you use it for a settled amount?&lt;/DIV&gt;&lt;BR /&gt;
&lt;HR /&gt;
&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;
&lt;DIV&gt;&lt;BR /&gt;&lt;/DIV&gt;
&lt;DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 01 Apr 2008 04:02:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/OOPS-I-think-i-screwed-up-NEDD-HELP-FAST/m-p/197308#M92981</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-04-01T04:02:41Z</dc:date>
    </item>
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