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    <title>topic Med Collection coming off in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Med-Collection-coming-off/m-p/204616#M95561</link>
    <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;Ok,&amp;nbsp; I need someone with a crystal ball...&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;My last baddie- a med col from 2001 that was paid in 2005 is being removed within the next 48 hours per the Hospital patient revenue Manager... and confirmed with the CA (I have the emails and am also being sent confirmation therough the mail..........YIPPEE&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I have had significant score bumps in the last week due to 3-30 day lates and 2-60 day lates being removed&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Up 133 pts, 95 pts and 52 pts respectively since I began aggressively cleaning up my credit mess starting 3/4/08.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Thankfully I now sit at&amp;nbsp; 679/663/648&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Question is-how much more, if any will this med col being removed bump my scores if any?&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Anyone with&amp;nbsp; a baddie similar to this, did it affect your score at all?&amp;nbsp; I know having no collections whether paid off or not is a good thing for the report and score esp if trying to refi and such, Im just wondering if any of you had a positive score impact as well?&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I really cannot thank you enough for this forum...all the encouragement, stories and how-to's have been a lifesaver!!&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by madameozzie on &lt;SPAN class="date_text"&gt;04-07-2008&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;07:12 PM&lt;/SPAN&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by madameozzie on &lt;SPAN class="date_text"&gt;04-07-2008&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;07:13 PM&lt;/SPAN&gt;</description>
    <pubDate>Tue, 08 Apr 2008 02:13:11 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2008-04-08T02:13:11Z</dc:date>
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      <title>Med Collection coming off</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Med-Collection-coming-off/m-p/204616#M95561</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;Ok,&amp;nbsp; I need someone with a crystal ball...&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;My last baddie- a med col from 2001 that was paid in 2005 is being removed within the next 48 hours per the Hospital patient revenue Manager... and confirmed with the CA (I have the emails and am also being sent confirmation therough the mail..........YIPPEE&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I have had significant score bumps in the last week due to 3-30 day lates and 2-60 day lates being removed&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Up 133 pts, 95 pts and 52 pts respectively since I began aggressively cleaning up my credit mess starting 3/4/08.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Thankfully I now sit at&amp;nbsp; 679/663/648&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Question is-how much more, if any will this med col being removed bump my scores if any?&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Anyone with&amp;nbsp; a baddie similar to this, did it affect your score at all?&amp;nbsp; I know having no collections whether paid off or not is a good thing for the report and score esp if trying to refi and such, Im just wondering if any of you had a positive score impact as well?&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I really cannot thank you enough for this forum...all the encouragement, stories and how-to's have been a lifesaver!!&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by madameozzie on &lt;SPAN class="date_text"&gt;04-07-2008&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;07:12 PM&lt;/SPAN&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by madameozzie on &lt;SPAN class="date_text"&gt;04-07-2008&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;07:13 PM&lt;/SPAN&gt;</description>
      <pubDate>Tue, 08 Apr 2008 02:13:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Med-Collection-coming-off/m-p/204616#M95561</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-04-08T02:13:11Z</dc:date>
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