topic Re: Crown Jewelers CC reporting? in General Credit Topics

Crown Jewelers CC reporting?

Anonymous — Thu, 10 Apr 2008 17:06:54 GMT

How long after placing a order did it take to show up on your CR?

Re: Crown Jewelers CC reporting?

Anonymous — Thu, 10 Apr 2008 17:13:52 GMT

I was told they report at the end of each month.

Re: Crown Jewelers CC reporting?

Anonymous — Thu, 10 Apr 2008 17:15:33 GMT

Thanks. Guess I have a long wait since I ordered on the 4th.......

Re: Crown Jewelers CC reporting?

Junejer — Thu, 10 Apr 2008 17:50:15 GMT

LOL moodringgirl, I did too.

Re: Crown Jewelers CC reporting?

Anonymous — Thu, 10 Apr 2008 17:54:19 GMT

HEHE. Well I hope you didn't order the same pretty necklace I did.....

Re: Crown Jewelers CC reporting?

Junejer — Thu, 10 Apr 2008 18:01:30 GMT

Nope, got a men's bracelet. Prolly won't wear, but it might prove to be a good gift to someone this year.

Re: Crown Jewelers CC reporting?

Anonymous — Thu, 10 Apr 2008 18:22:30 GMT

I didn't order on the 4th, but ordered at the beginning of this week. I got earrings. Mother's Day is coming up.

Re: Crown Jewelers CC reporting?

Anonymous — Thu, 10 Apr 2008 18:41:29 GMT

I must just be selfish. LOL. I ordered for myself......

Re: Crown Jewelers CC reporting?

Anonymous — Thu, 10 Apr 2008 18:46:36 GMT

moodringgrl wrote:
I must just be selfish. LOL. I ordered for myself......

Nah, I am just not a jewelry person. My wedding ring is all the jewelry I wear.

Re: Crown Jewelers CC reporting?

bott6698 — Thu, 10 Apr 2008 22:18:14 GMT

LOL I ordered my wife ear rings 3/25. Still nothing yet so Mine will prob also be end of April

Message Edited by bott6698 on 04-10-2008 03:18 PM

Re: Crown Jewelers CC reporting?

Anonymous — Fri, 11 Apr 2008 01:17:15 GMT

I ordered on the 16th of March, and it showed up on EX last Thurs/Friday - still not showing on TU though

Re: Crown Jewelers CC reporting?

shawnette — Fri, 11 Apr 2008 03:19:39 GMT

modernsurrender wrote:
I ordered on the 16th of March, and it showed up on EX last Thurs/Friday - still not showing on TU though

They don't report to TU. Only EX.

Re: Crown Jewelers CC reporting?

Anonymous — Fri, 11 Apr 2008 14:38:17 GMT

They do report to TU, I was super sad this am when I read your post lol then I updated my TC a few hours later and there it was haha it just took a week longer which was odd.

Woohoo and my Orchard card is finally showing on EX too! YAY!

Re: Crown Jewelers CC reporting?

Anonymous — Fri, 11 Apr 2008 14:39:41 GMT

I was told they report to TU and EX, but not EQ.

Re: Crown Jewelers CC reporting?

Anonymous — Fri, 11 Apr 2008 14:57:26 GMT

Yeah, that's what I was told, and they finally showed up on TU today, so it took from March 16-April 11th for them to report to both for me, not too bad all in all. I figure EQ hates me anyways, so I wasn't concerned about them not reporting there lol

Re: Crown Jewelers CC reporting?

LADYBUG7788 — Fri, 11 Apr 2008 15:54:48 GMT

i also have there card but under ther credit program it states all 3 credit bureas

heres a copy of it

Rebuild Your Credit!

Step One: If you meet the above requirements, and have been looking for a bad credit credit cards please click here to apply.

Step Two: Once you get your approval login, make a purchase on your account. The recommended purchase amount to help you establish a payment history and qualify for a zero down upgrade is $300, but you can purchase any amount you are comfortable with.

Step Three:Once we ship your order, Crown Jewelers will report your account to all three major credit bureaus within 30 days. This positive trade line on your credit report should give your credit score an immediate boost.

Step Four: Make your monthly payments on time. Unlike secured credit cards or prepaid cards payment history for your unsecured credit lines is the biggest factor in calculating credit score. Every on time payment should improve your credit score, whereas late payments can really hurt your credit score.

Step Five: Pay on time for six months or more and Crown Jewelers will upgrade your account to zero down with a qualified credit limit. To maintain a zero down account status, all your future payments must be on time, your contact information must remain valid and your account must remain active for at least six months out of the year.

What is my qualified credit limit?

With a Crown Jewelers account, the monthly payment for a balance of $1000 is $50 a month. If you have been making payments of $50 a month over the previous six months with no late payments, you will qualify for a $1000 credit limit at zero down. Similarly, a $75 monthly payment will qualify you for a $1500 credit limit at zero down.

Would I be able to buy over my credit limit?

Yes, the system will allow you to exceed your credit limit. However it will require an additional down payment only on the amount exceeding your credit limit.

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Re: Crown Jewelers CC reporting?

Anonymous — Fri, 11 Apr 2008 16:01:22 GMT

Ladybug-- I never caught that. I'll wait until they report and if not reported to all 3, I'll ask them about it.

modern-- they may have reported to them both at same time and the CRA took it's time updating.

Re: Crown Jewelers CC reporting?

bott6698 — Fri, 11 Apr 2008 16:57:19 GMT

I just checked and Mine reported to Experian ONLY. I know it is supposed to do all 3 but I think they are only going to do one. Anybody have them reporting to all 3

Re: Crown Jewelers CC reporting?

Anonymous — Fri, 11 Apr 2008 17:03:08 GMT

When did it show on EX? It may take TU longer to update. I haven't seen anyone say that they report to EQ.

bott6698 wrote:
I just checked and Mine reported to Experian ONLY. I know it is supposed to do all 3 but I think they are only going to do one. Anybody have them reporting to all 3

Re: Crown Jewelers CC reporting?

shawnette — Fri, 11 Apr 2008 17:04:30 GMT

sidewinder wrote:
I was told they report to TU and EX, but not EQ.

That's what I was told, too, but they're only reporting to EX on my account so I called. The guy said the only report to EX. I guess I need to place another call because I could use another boost to my TU. EX hates me.

Thanks!!