topic Re: Verizon Account Investigation Results in General Credit Topics

Verizon Account Investigation Results

Anonymous — Sat, 12 Apr 2008 12:48:06 GMT

I had two Verizon tradelines listed on my CR - one for $52 and one for $93 - I disputed will all three CRAs and the $93 one came back verified - the $52 one was deleted.

I proceeded to send Lady Scarlet's OC "investigation" letter (first to the local office with no response and then to the Ohio address listed on the CR) and they sent back my last bill for both the $52 item and the $93 item.

At this point I assume I just didn't send in the last payments when I canceled (phone and DSL service) - I was changing jobs and traveling alot (this was late 2005) and who knows why I didn't send the payment (just stupidity, lol).

Anyway, my question is this: Should I just send them a check for both accounts? Like I said the $52 account is of my CR but I do want to pay my bill.

The $93 item is still listed (as either a CO or a 120 day late depending on the CRA).

I've read here that Verizon is not good for PFD but I don't want this to go any farther.

Opinions???

Re: Verizon Account Investigation Results

llecs — Sat, 12 Apr 2008 13:02:28 GMT

DW is in the same boat. We did the OC letter and it came back with the last bill. We agree on the balance, so we sent 2-3 PFDs around 3 weeks ago to two or three different addresses. We have yet to get a response.

Our next step is to ramp up the PFDs and focus on the higher-ups at Verizon.

Re: Verizon Account Investigation Results

Anonymous — Sat, 12 Apr 2008 16:36:17 GMT

Any thoughts on the $52 item that is no longer listed on my CR? Should I just pay it and hope it doesn't reappear or if it does reappear it isn't done properly and I can re-dispute with the CRAs and get it deleted again?

I don't want a CA to get added to my report and may actually want Verizon service in the furture.

Re: Verizon Account Investigation Results

llecs — Sat, 12 Apr 2008 16:48:58 GMT

I think you'll be OK if you paid it. Just make sure that $52 gets credited to the correct account.

Re: Verizon Account Investigation Results

Anonymous — Sat, 12 Apr 2008 17:01:10 GMT

techno-pagan wrote:

I don't want a CA to get added to my report and may actually want Verizon service in the furture.

If it was removed due to an investigation, they must notify you within 5 days of re-inserting it and they (the CA) has to certify it is correct with the CRA.

Re: Verizon Account Investigation Results

Anonymous — Sat, 12 Apr 2008 18:13:49 GMT

sidewinder wrote:

techno-pagan wrote:

I don't want a CA to get added to my report and may actually want Verizon service in the furture.

If it was removed due to an investigation, they must notify you within 5 days of re-inserting it and they (the CA) has to certify it is correct with the CRA.

It was never reported by a CA just the OC (Verizon) - but there were two line items; one for the Phone ($52) that was removed via a dispute and one for the DSL ($93) that was verified and remains.

Re: Verizon Account Investigation Results

Anonymous — Sat, 12 Apr 2008 19:30:54 GMT

techno-pagan wrote:

It was never reported by a CA just the OC (Verizon) - but there were two line items; one for the Phone ($52) that was removed via a dispute and one for the DSL ($93) that was verified and remains.

Still applies, even if OC was reporting, as far as I know.

Re: Verizon Account Investigation Results

Anonymous — Sun, 13 Apr 2008 14:54:16 GMT

Well, after sleeping on it, I've decided to just go ahead and pay BOTH the one that is reporting and the one that was removed. I screwed up somehow and I just want to get it taken care of before there is a CA reporting in addition to the OC.

Once they are paid I will try the BBB, PFB and GW to some of the local executives to see if I can get it some sympathy for being an idiot