topic Re: PFD to a CA in General Credit Topics

PFD to a CA

Anonymous — Sun, 20 Apr 2008 02:13:50 GMT

Do you think it's okay to PFD a CA? Much like the other poster, will the OC try to collect as well? I did DV the CA and they sent a bill from the OC.

So ... the bill is $400, can I PFD and ask to pay $200? Would that set them off?

Thanks.

Re: PFD to a CA

Anonymous — Sun, 20 Apr 2008 04:36:47 GMT

Who is the OC? and are they reporting.......do you know who owns the account?

Re: PFD to a CA

Anonymous — Mon, 28 Apr 2008 01:09:52 GMT

OC is an energy company (and owns the account), and they are NOT reporting. Only the CA is reporting.

Re: PFD to a CA

llecs — Mon, 28 Apr 2008 16:44:54 GMT

Micaela09 wrote:
Do you think it's okay to PFD a CA? Much like the other poster, will the OC try to collect as well? I did DV the CA and they sent a bill from the OC.

So ... the bill is $400, can I PFD and ask to pay $200? Would that set them off?

Thanks.

I would offer a PFD for 100%. But that's me. DW had a CA once that offered a settlement. We paid and they deleted. However, that CA sold the balance to another CA and the collections process continued. I don't trust them.

However, if you are 100% certain that the OC still owns it, then the CA wouldn't sell the balance of the debt because they don't own it.