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  <channel>
    <title>topic Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!! in Mortgage Loans</title>
    <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608558#M103664</link>
    <description>&lt;P&gt;Congratulatins on your new home, there is nothing like opening the front door to your house, walking in, and being able to say " its mine" you and your children enjoy your new home. God Bless you and them!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Tue, 25 Sep 2012 23:09:33 GMT</pubDate>
    <dc:creator>traveler2005</dc:creator>
    <dc:date>2012-09-25T23:09:33Z</dc:date>
    <item>
      <title>I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608336#M103646</link>
      <description>I still can't relax until it's funded and I have the keys in my hand, but the rollercoaster ride is coming to an end!&lt;BR /&gt;&lt;BR /&gt;I'm a wreck! Scared, excited, and still waiting for someone to say I'm being "Punk'd"!!!&lt;BR /&gt;&lt;BR /&gt;Please keep me and the kids in your thoughts and prayers until this ride is officially over!</description>
      <pubDate>Tue, 25 Sep 2012 21:22:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608336#M103646</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-09-25T21:22:11Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608398#M103653</link>
      <description>&lt;P&gt;You are being BLESSED! Congratulations!&lt;/P&gt;</description>
      <pubDate>Tue, 25 Sep 2012 22:04:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608398#M103653</guid>
      <dc:creator>thankfulheart</dc:creator>
      <dc:date>2012-09-25T22:04:30Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608412#M103654</link>
      <description>&lt;P&gt;Many blessings on you and your new house.... the light at the end of the tunnel was not an on-coming train but your porch light&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 25 Sep 2012 22:07:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608412#M103654</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-09-25T22:07:47Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608426#M103655</link>
      <description>I've spent a lot of years rolling with the punches, being taken for granted, and still found compassion to help others when I could... and I still do. As a single mom, one would expect that I'd be the one needing help from others, but, aside from the assistance with closing costs (and myfico), I've done this on my own...</description>
      <pubDate>Tue, 25 Sep 2012 22:13:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608426#M103655</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-09-25T22:13:02Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608428#M103656</link>
      <description>I feel very blessed!</description>
      <pubDate>Tue, 25 Sep 2012 22:13:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608428#M103656</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-09-25T22:13:26Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608454#M103657</link>
      <description>&lt;P&gt;bless you. very happy to hear your sucess! :-)&lt;/P&gt;</description>
      <pubDate>Tue, 25 Sep 2012 22:26:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608454#M103657</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-09-25T22:26:52Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608480#M103659</link>
      <description>&lt;P&gt;Well don't forget to post on the Sept/Oct Closing so everyone can celebrate your success.&amp;nbsp; You should be extremely proud of yourself.&amp;nbsp; I hope to be making this same announcement.... I have a 13 month timeline that started in August.....&lt;/P&gt;</description>
      <pubDate>Tue, 25 Sep 2012 22:35:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608480#M103659</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-09-25T22:35:41Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608506#M103660</link>
      <description>&lt;P&gt;CONGRATULATIONS AGAIN!! You and your kids deserve this opportunity! &amp;nbsp;It's not easy as a single mom, we need all the help we can get...AND take. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 25 Sep 2012 22:48:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608506#M103660</guid>
      <dc:creator>westo12</dc:creator>
      <dc:date>2012-09-25T22:48:30Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608520#M103661</link>
      <description>&lt;P&gt;Congrats! &amp;nbsp; Enjoy your new home!&lt;/P&gt;</description>
      <pubDate>Tue, 25 Sep 2012 22:53:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608520#M103661</guid>
      <dc:creator>Shogun</dc:creator>
      <dc:date>2012-09-25T22:53:12Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608526#M103662</link>
      <description>My birthday is in 2 1/2 weeks, too! :-)</description>
      <pubDate>Tue, 25 Sep 2012 22:55:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608526#M103662</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-09-25T22:55:53Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608544#M103663</link>
      <description>Congratulations! I'm so happy for you! As a fellow single mom, you give me hope that I can do the same next year :-) Your determination and persistence are an inspiration.</description>
      <pubDate>Tue, 25 Sep 2012 23:04:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608544#M103663</guid>
      <dc:creator>shannonsto</dc:creator>
      <dc:date>2012-09-25T23:04:42Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608558#M103664</link>
      <description>&lt;P&gt;Congratulatins on your new home, there is nothing like opening the front door to your house, walking in, and being able to say " its mine" you and your children enjoy your new home. God Bless you and them!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 25 Sep 2012 23:09:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608558#M103664</guid>
      <dc:creator>traveler2005</dc:creator>
      <dc:date>2012-09-25T23:09:33Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608672#M103667</link>
      <description>&lt;P&gt;Congratulations!!! You deserve it!&lt;/P&gt;</description>
      <pubDate>Wed, 26 Sep 2012 00:49:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608672#M103667</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-09-26T00:49:08Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608674#M103668</link>
      <description>&lt;P&gt;London, I knew you could do it!&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; and what an awesome birthday present. &amp;nbsp;Congratulations!&lt;/P&gt;</description>
      <pubDate>Wed, 26 Sep 2012 00:49:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608674#M103668</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-09-26T00:49:14Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608856#M103677</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;I've spent a lot of years rolling with the punches, being taken for granted, and still found compassion to help others when I could... and I still do. As a single mom, one would expect that I'd be the one needing help from others, but, aside from the assistance with closing costs (and myfico), I've done this on my own...&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;From one single mom to another: you are a ROCK STAR!&amp;nbsp; What a tremendous example you are setting for your kids and for others! You go, girl!&lt;/P&gt;</description>
      <pubDate>Wed, 26 Sep 2012 02:22:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608856#M103677</guid>
      <dc:creator>thankfulheart</dc:creator>
      <dc:date>2012-09-26T02:22:08Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608912#M103680</link>
      <description>I did it! Docs are signed!!&lt;BR /&gt;&lt;BR /&gt;I will get keys on Friday!&lt;BR /&gt;&lt;BR /&gt;Unfortunately, I'm not getting any money back at all. The seller did pay some closing costs that he wasn't asked to, so I am getting a $600 credit in my escrow acct.&lt;BR /&gt;&lt;BR /&gt;My interest rate is 3.75% which could've been a 3.5% if there hadn't been all these hold ups, BUT the taxes dropped from $626 to $475/yr and HOA is $37 not the $45 on the mls. So I will be paying less than I expected. With everything, including HOA (excluding utilities)... less than $400/mo! I'm sooo excited!</description>
      <pubDate>Wed, 26 Sep 2012 03:01:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608912#M103680</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-09-26T03:01:46Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608938#M103682</link>
      <description>&lt;P&gt;Congratulations!! You've worked so hard to get to this point and really deserve it!! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 26 Sep 2012 03:20:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608938#M103682</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-09-26T03:20:07Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608952#M103683</link>
      <description>&lt;P&gt;Congrats!!&amp;nbsp; Is there a reason you have to wait until Friday to get keys?&amp;nbsp; I've read on here some people signing and then getting keys a few days later.&amp;nbsp; I've always gotten keys at closing&lt;/P&gt;</description>
      <pubDate>Wed, 26 Sep 2012 03:28:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608952#M103683</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-09-26T03:28:42Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1609000#M103684</link>
      <description>2 reasons... it's a short sale and seller's bank needs to sign off on the loan and my funds won't be released until all is signed off and ready to be recorded.&lt;BR /&gt;&lt;BR /&gt;They do one last employment verification before handing over the check... I just need to ensure I don't get fired between now and then!&lt;BR /&gt;</description>
      <pubDate>Wed, 26 Sep 2012 04:20:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1609000#M103684</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-09-26T04:20:43Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1609016#M103686</link>
      <description>&lt;P&gt;Congrats. I've followed your journey, well deserved.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 26 Sep 2012 04:40:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1609016#M103686</guid>
      <dc:creator>mfoxxx</dc:creator>
      <dc:date>2012-09-26T04:40:51Z</dc:date>
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