https://ficoforums.myfico.com/t5/Mortgage-Loans/How-much-can-I-get-approved-for/m-p/1856725#M112849 It all depends. Sometimes yes and sometimes no.<BR /><BR />Many apply for preapproval and have no idea where they are purchasing yet. Tue, 05 Feb 2013 20:21:58 GMT Anonymous 2013-02-05T20:21:58Z https://ficoforums.myfico.com/t5/Mortgage-Loans/How-much-can-I-get-approved-for/m-p/1856651#M112841 <P>I've done several on-line calculators and they give me different numbers. Gross&nbsp;52k &nbsp;a year and total debt (small loan and car) paid out monthly is $514.</P><P>Credit scores.....equifax-701, experian-661 and transunion-665. Down payment of 6k. Realize I'll be looking at a FHA loan, but like I said getting different numbers on loan amounts. Do you think I could at least get a 130k or 135k loan? Taxes in our area about $3300k yearly and thinking insurance around $1200k yearly.</P> Tue, 05 Feb 2013 19:46:10 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/How-much-can-I-get-approved-for/m-p/1856651#M112841 Anonymous 2013-02-05T19:46:10Z https://ficoforums.myfico.com/t5/Mortgage-Loans/How-much-can-I-get-approved-for/m-p/1856673#M112845 Yes you should qualify for that range easily.<BR /><BR />Home owners ins shouldnt cost you but about 300-600 for that amount of home yearly. Tue, 05 Feb 2013 19:54:49 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/How-much-can-I-get-approved-for/m-p/1856673#M112845 Anonymous 2013-02-05T19:54:49Z https://ficoforums.myfico.com/t5/Mortgage-Loans/How-much-can-I-get-approved-for/m-p/1856695#M112846 <P>Do they estimate on taxes, insurance and PMI on preapprovals?</P> Tue, 05 Feb 2013 20:05:20 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/How-much-can-I-get-approved-for/m-p/1856695#M112846 Anonymous 2013-02-05T20:05:20Z https://ficoforums.myfico.com/t5/Mortgage-Loans/How-much-can-I-get-approved-for/m-p/1856725#M112849 It all depends. Sometimes yes and sometimes no.<BR /><BR />Many apply for preapproval and have no idea where they are purchasing yet. Tue, 05 Feb 2013 20:21:58 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/How-much-can-I-get-approved-for/m-p/1856725#M112849 Anonymous 2013-02-05T20:21:58Z