https://ficoforums.myfico.com/t5/Mortgage-Loans/Affordability-Questions/m-p/2105599#M123928 <P>Easy way to figure it out is to take your yearly gross income and times it by 3 or 4. You will be approved somewhere in between.</P><P>&nbsp;</P><P>Probably mid 200s</P> Tue, 30 Apr 2013 14:22:45 GMT tooleman694 2013-04-30T14:22:45Z https://ficoforums.myfico.com/t5/Mortgage-Loans/Affordability-Questions/m-p/2104501#M123880 Good Evening, so I have some general questions about calculating affordability. I have used several caculators and all of them have come out with a different answer. It's very difficult to get a general number. Here are the facts;<BR />EQ score today was 660. I am running high utl. on some no interest cards so once those are paid off it should be closer to 690.<BR />Not sure of my girlfriends credit score but it's not great.<BR />Length of credit history is not very long. A little over a year. But by the time we are ready to buy it should be close to two years.<BR />My annual gross is 40k<BR />Her annual gross is 28k<BR />Our only debit is an auto loan for her at 300 a month. That has 26 months left.<BR />I have never had any baddies on my report. I know she had a few. But is working to repair her credit with the auto loan. No lates.<BR /><BR />Just curious what to expect. We aren't looking seriously yet but I would like to start looking over the fall. Any insight on what price range to look for would be great. Thanks, Chris. Tue, 30 Apr 2013 00:24:18 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/Affordability-Questions/m-p/2104501#M123880 Anonymous 2013-04-30T00:24:18Z https://ficoforums.myfico.com/t5/Mortgage-Loans/Affordability-Questions/m-p/2105599#M123928 <P>Easy way to figure it out is to take your yearly gross income and times it by 3 or 4. You will be approved somewhere in between.</P><P>&nbsp;</P><P>Probably mid 200s</P> Tue, 30 Apr 2013 14:22:45 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/Affordability-Questions/m-p/2105599#M123928 tooleman694 2013-04-30T14:22:45Z