https://ficoforums.myfico.com/t5/Mortgage-Loans/bank-statements-and-overdraft-transfers-from-savings/m-p/2139415#M125311 <P>I had the same problem, its not a good thing to have but since you had money in savings to cover the over draft its ok.. I just explained it that I goofed and kept too much money in savings..</P> Mon, 13 May 2013 19:01:59 GMT tooleman694 2013-05-13T19:01:59Z https://ficoforums.myfico.com/t5/Mortgage-Loans/bank-statements-and-overdraft-transfers-from-savings/m-p/2139369#M125308 Hi im trying for a usda loan. Back in early jan. I had an over draft transfer from savings to checking.worried this may hurt me. What do you all think? Mon, 13 May 2013 18:37:11 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/bank-statements-and-overdraft-transfers-from-savings/m-p/2139369#M125308 Anonymous 2013-05-13T18:37:11Z https://ficoforums.myfico.com/t5/Mortgage-Loans/bank-statements-and-overdraft-transfers-from-savings/m-p/2139407#M125310 <P>Should be fine. They may not ask for statments that old, and even if they notice it on a more recent statment (some statements show a running total for the whole year), you can normally provide a letter of explanation and it's all good. It's normally only a problem if you have a lot of overdrafts.</P> Mon, 13 May 2013 18:56:29 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/bank-statements-and-overdraft-transfers-from-savings/m-p/2139407#M125310 Anonymous 2013-05-13T18:56:29Z https://ficoforums.myfico.com/t5/Mortgage-Loans/bank-statements-and-overdraft-transfers-from-savings/m-p/2139415#M125311 <P>I had the same problem, its not a good thing to have but since you had money in savings to cover the over draft its ok.. I just explained it that I goofed and kept too much money in savings..</P> Mon, 13 May 2013 19:01:59 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/bank-statements-and-overdraft-transfers-from-savings/m-p/2139415#M125311 tooleman694 2013-05-13T19:01:59Z