https://ficoforums.myfico.com/t5/Mortgage-Loans/No-Retirement-or-Investments/m-p/2740253#M140084 <P>How important are investments and retirement accounts when applying for a mortgage?</P><P>&nbsp;</P><P>I would like to buy a home in the next year and currently have zero Retirement Funds or investments. I will have at least a 10% down payment when I apply for the loan and my FICO scores should be in the 700-720 range.</P><P>&nbsp;</P><P>&nbsp;</P> Fri, 17 Jan 2014 18:50:41 GMT TenaciousRebuilder 2014-01-17T18:50:41Z https://ficoforums.myfico.com/t5/Mortgage-Loans/No-Retirement-or-Investments/m-p/2740253#M140084 <P>How important are investments and retirement accounts when applying for a mortgage?</P><P>&nbsp;</P><P>I would like to buy a home in the next year and currently have zero Retirement Funds or investments. I will have at least a 10% down payment when I apply for the loan and my FICO scores should be in the 700-720 range.</P><P>&nbsp;</P><P>&nbsp;</P> Fri, 17 Jan 2014 18:50:41 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/No-Retirement-or-Investments/m-p/2740253#M140084 TenaciousRebuilder 2014-01-17T18:50:41Z https://ficoforums.myfico.com/t5/Mortgage-Loans/No-Retirement-or-Investments/m-p/2740275#M140087 <P>FHA does not have a reserve requirement - conventional wants a couple months of mortgage payments in reserves</P><P>Other than that investments and retirement do not play into a mortgage approval</P><P>Brian</P> Fri, 17 Jan 2014 18:57:31 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/No-Retirement-or-Investments/m-p/2740275#M140087 BrianB_The_Loan_Professor 2014-01-17T18:57:31Z