https://ficoforums.myfico.com/t5/Mortgage-Loans/What-are-my-chances/m-p/62484#M1763 <DIV>With those scores I am guessing 100% financing won't be an issue. I would still recommend you&nbsp;try to save up some kind of downpayment. It seems lenders care more about downpayments and cash reserves than scores these days. </DIV> Sat, 08 Sep 2007 13:03:18 GMT Tuscani 2007-09-08T13:03:18Z https://ficoforums.myfico.com/t5/Mortgage-Loans/What-are-my-chances/m-p/62135#M1744 <DIV>So I'm looking for my first home to buy. Here's the situation:</DIV><DIV>&nbsp;</DIV><DIV>The homes I'm looking at range from high 400s to low 500s in Orange County, CA</DIV><DIV>&nbsp;</DIV><DIV>I have very good credit, with my lowest score at 753 (EQ), and I have an annual income of 65,000. I have very little monthly expenses and plan to have no debt in 3 months, with the exception of school loans.</DIV><DIV>&nbsp;</DIV><DIV>The kicker is I have little or no money for a DP. What are my chances of getting financed? Shot me straight here gurus! I will appreciate all comments.</DIV> Fri, 07 Sep 2007 21:11:43 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/What-are-my-chances/m-p/62135#M1744 Anonymous 2007-09-07T21:11:43Z https://ficoforums.myfico.com/t5/Mortgage-Loans/What-are-my-chances/m-p/62484#M1763 <DIV>With those scores I am guessing 100% financing won't be an issue. I would still recommend you&nbsp;try to save up some kind of downpayment. It seems lenders care more about downpayments and cash reserves than scores these days. </DIV> Sat, 08 Sep 2007 13:03:18 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/What-are-my-chances/m-p/62484#M1763 Tuscani 2007-09-08T13:03:18Z