https://ficoforums.myfico.com/t5/Mortgage-Loans/Mid-Score-After-Loan-is-Being-Processed/m-p/4635972#M194293 <P>Hi - I am going through the mortgage process and qualified for my CU product of 5/1 ARM with no down payment and no PMI. &nbsp;To qualify, I had to have a mid score of 680. &nbsp;I had two 687s and a 625 score at preapproval and submission. &nbsp;Now that loan processing has begun, I got my quarterly report from here, and while two mortgage scores went up (to 691 and 644), my mid score dropped to 678. &nbsp;Is &nbsp;this a deal breaker? &nbsp;They pulled my scores 9 times between all bureaus - nothing has changed in my credit report, other than the inquiries. &nbsp;Any insight would be greatly appreciated, as they will pull again at closing. &nbsp; &nbsp;Don't need to tell anyone how stressful this is! &nbsp;<img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P> Mon, 13 Jun 2016 15:54:51 GMT Indycoltsfan 2016-06-13T15:54:51Z https://ficoforums.myfico.com/t5/Mortgage-Loans/Mid-Score-After-Loan-is-Being-Processed/m-p/4635972#M194293 <P>Hi - I am going through the mortgage process and qualified for my CU product of 5/1 ARM with no down payment and no PMI. &nbsp;To qualify, I had to have a mid score of 680. &nbsp;I had two 687s and a 625 score at preapproval and submission. &nbsp;Now that loan processing has begun, I got my quarterly report from here, and while two mortgage scores went up (to 691 and 644), my mid score dropped to 678. &nbsp;Is &nbsp;this a deal breaker? &nbsp;They pulled my scores 9 times between all bureaus - nothing has changed in my credit report, other than the inquiries. &nbsp;Any insight would be greatly appreciated, as they will pull again at closing. &nbsp; &nbsp;Don't need to tell anyone how stressful this is! &nbsp;<img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P> Mon, 13 Jun 2016 15:54:51 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/Mid-Score-After-Loan-is-Being-Processed/m-p/4635972#M194293 Indycoltsfan 2016-06-13T15:54:51Z