https://ficoforums.myfico.com/t5/Mortgage-Loans/Should-I-wait/m-p/4807084#M201385 Ok I wanting to buy a home my current FICO is 698. My only debt is 480$ car payment. 100$ insurance a month. 40$ for cell phone. I make 3,350 a month pre tax. I have 7k in savings. The current home I want is listed for 105k. Am just wanting a general idea if this possible for me to achieve. Also this would be my first time buying a home.<BR />Thanks in advance for any advice Tue, 06 Dec 2016 03:14:57 GMT Anonymous 2016-12-06T03:14:57Z https://ficoforums.myfico.com/t5/Mortgage-Loans/Should-I-wait/m-p/4807084#M201385 Ok I wanting to buy a home my current FICO is 698. My only debt is 480$ car payment. 100$ insurance a month. 40$ for cell phone. I make 3,350 a month pre tax. I have 7k in savings. The current home I want is listed for 105k. Am just wanting a general idea if this possible for me to achieve. Also this would be my first time buying a home.<BR />Thanks in advance for any advice Tue, 06 Dec 2016 03:14:57 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/Should-I-wait/m-p/4807084#M201385 Anonymous 2016-12-06T03:14:57Z https://ficoforums.myfico.com/t5/Mortgage-Loans/Should-I-wait/m-p/4807332#M201398 <P>the process will likely eat of most of that $7k</P><P>&nbsp;</P><P>maybe you can get down payment assist or something?</P><P>&nbsp;</P><P>there are some low/moderate income loans that are 100% financing. as well as rural loans that are 100% financing.</P><P>this might be the better way to go. most down payment assist programs "aint all that"</P><P>&nbsp;</P><P>&nbsp;</P> Tue, 06 Dec 2016 15:04:18 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/Should-I-wait/m-p/4807332#M201398 DallasLoanGuy 2016-12-06T15:04:18Z