topic Re: Refinancing in Mortgage Loans

Refinancing

Anonymous — Mon, 05 Dec 2016 19:54:32 GMT

So someone please put me in the correct area if I am incorrect but wanted to see what anyone's though on this was. I was divorced about 3 years ago but due to unforeseen circumstances (not really my ex is horrible with money) our house got put in to foreclosure after I moved out. I was able to get it out and we were able to get a loan modification for it. He is now able to refinance it out of my name and in to his and his g/f's. How will this affect my credit score? I obviously don't want this to remain on my back in case he defaults again, but I want to be prepared for what is to come.

Re: Refinancing

DallasLoanGuy — Mon, 05 Dec 2016 21:09:40 GMT

i helped a friend get this exact scenario off her credit report.

she provided divorce decree showing he got the house. and it was paid on time when she was there.

she dealt with the servicer directly

maybe she got lucky

Re: Refinancing

Anonymous — Tue, 06 Dec 2016 13:36:26 GMT

Thanks for the advice! I'll have to try that once he is able to refinance it out of my name.