https://ficoforums.myfico.com/t5/Mortgage-Loans/DCU-question/m-p/5102417#M214115 I am rebuilding and need a home equity loan. My home is paid for. I am waiting for my scores to update. I've paid my CC down to 5% and working on getting my last collection removed (PRA--ugh!!). I'm using the saturation technique. I've read a lot here about DCU. My best guess is that soon my scores should be around 640-650. Will this get me a home equity loan with DCU? Thu, 30 Nov 2017 14:33:38 GMT mamabear 2017-11-30T14:33:38Z https://ficoforums.myfico.com/t5/Mortgage-Loans/DCU-question/m-p/5102417#M214115 I am rebuilding and need a home equity loan. My home is paid for. I am waiting for my scores to update. I've paid my CC down to 5% and working on getting my last collection removed (PRA--ugh!!). I'm using the saturation technique. I've read a lot here about DCU. My best guess is that soon my scores should be around 640-650. Will this get me a home equity loan with DCU? Thu, 30 Nov 2017 14:33:38 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/DCU-question/m-p/5102417#M214115 mamabear 2017-11-30T14:33:38Z https://ficoforums.myfico.com/t5/Mortgage-Loans/DCU-question/m-p/5102735#M214116 DCU uses Equifax FICO 5 mortgage scores. I think you need to be closer to 680 on that FICO version.<BR /><BR />Call and ask them. They will be happy to answer your questions. Thu, 30 Nov 2017 21:29:42 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/DCU-question/m-p/5102735#M214116 Anonymous 2017-11-30T21:29:42Z