topic Re: VA lender for credit score under 620 in Mortgage Loans

VA lender for credit score under 620

Anonymous — Wed, 13 Mar 2019 01:40:59 GMT

I have recently obtained my COE for a VA loan. Now I'm trying to find a lender who does VA loans with a mid score under 620. My fico mortgage scores are EQ-625 & TU-589. I haven't ordered my Experian score but I'm sure it's lower than the rest. I've got some collections/charge offs that total maybe $2000. I have a car repo from 2014. Nothing late or missed within the past 12 months at least. I am about to pay off my current car loan next month though which I fear will bring my score down but it can't be helped. I have 1 credit card & 3 more that I've been added as an authorized user on that have little utilization on them. I am currently active duty military but also have a full time civilian job that I will return to toward the end of next year. I'm hoping someone knows of some reputable VA lenders that will go below 620 mid score. I deploy in the Fall & I'd really like to get my family into a house of our own before then if possible.

Re: VA lender for credit score under 620

Mortgage-Specialist — Fri, 25 Oct 2019 22:47:24 GMT

Im not sure Im allowed to name drop lenders on here. <Mod cut: Links to individual lenders are not allowed on myFICO. Thank you. - KiB>

Re: VA lender for credit score under 620

VALoanMaster — Wed, 13 Mar 2019 20:23:32 GMT

@Anonymous wrote:
I have recently obtained my COE for a VA loan. Now I'm trying to find a lender who does VA loans with a mid score under 620. My fico mortgage scores are EQ-625 & TU-589. I haven't ordered my Experian score but I'm sure it's lower than the rest. I've got some collections/charge offs that total maybe $2000. I have a car repo from 2014. Nothing late or missed within the past 12 months at least. I am about to pay off my current car loan next month though which I fear will bring my score down but it can't be helped. I have 1 credit card & 3 more that I've been added as an authorized user on that have little utilization on them. I am currently active duty military but also have a full time civilian job that I will return to toward the end of next year. I'm hoping someone knows of some reputable VA lenders that will go below 620 mid score. I deploy in the Fall & I'd really like to get my family into a house of our own before then if possible.

Hi Jns1981,

I replied to your PM.

Re: VA lender for credit score under 620

Readyforchange — Thu, 14 Mar 2019 12:03:41 GMT

Hi sorry not trying to take over your post but would you please DM me those mortgage companies as well?

Thank you

Re: VA lender for credit score under 620

Mortgage-Specialist — Thu, 14 Mar 2019 13:43:57 GMT

👍 Gladly!

Re: VA lender for credit score under 620

VALoanMaster — Thu, 14 Mar 2019 15:07:11 GMT

@Readyforchange wrote:
Hi sorry not trying to take over your post but would you please DM me those mortgage companies as well?

Thank you

Pm sent.

Re: VA lender for credit score under 620

Anonymous — Fri, 15 Mar 2019 01:22:08 GMT

Can you DM me this information as well. Thanks.

Re: VA lender for credit score under 620

VALoanMaster — Fri, 15 Mar 2019 16:34:27 GMT

@Anonymous wrote:
Can you DM me this information as well. Thanks.

PM sent.

Re: VA lender for credit score under 620

Anonymous — Mon, 24 Jun 2019 13:58:31 GMT

I’d also appreciate a pm with that info please and thank you!!!

Re: VA lender for credit score under 620

VALoanMaster — Mon, 24 Jun 2019 20:59:12 GMT

@Anonymous wrote:
I’d also appreciate a pm with that info please and thank you!!!

Hi Sgtboom,

PM sent.

Re: VA lender for credit score under 620

Anonymous — Tue, 02 Jul 2019 20:28:43 GMT

I would very much appreciate this info also!

Re: VA lender for credit score under 620

VALoanMaster — Tue, 02 Jul 2019 20:34:38 GMT

@Anonymous wrote:
I would very much appreciate this info also!

Pm sent.

Re: VA lender for credit score under 620

Mortgage-Specialist — Tue, 02 Jul 2019 22:24:24 GMT

You got it AkMike!

Re: VA lender for credit score under 620

Anonymous — Wed, 03 Jul 2019 14:56:42 GMT

I would appreciate this information as well

Re: VA lender for credit score under 620

VALoanMaster — Wed, 03 Jul 2019 15:18:42 GMT

@Anonymous wrote:
I would appreciate this information as well

PM sent

Re: VA lender for credit score under 620

Anonymous — Thu, 04 Jul 2019 20:03:30 GMT

Hello , would you mind forwarding me that information as well ? Thanx

Re: VA lender for credit score under 620

VALoanMaster — Mon, 08 Jul 2019 15:26:43 GMT

@Anonymous wrote:
Hello , would you mind forwarding me that information as well ? Thanx

PM sent

Re: VA lender for credit score under 620

RedSouljah — Wed, 31 Jul 2019 23:52:03 GMT

Hi. Can you send me that info as well (VA lenders under 620)? Thanks.

Re: VA lender for credit score under 620

VALoanMaster — Thu, 01 Aug 2019 21:33:30 GMT

Pm sent

Re: VA lender for credit score under 620

Anonymous — Fri, 02 Aug 2019 20:23:43 GMT

Could I get that info as well?

Thanks.