https://ficoforums.myfico.com/t5/Mortgage-Loans/My-FICO-SCORES-4-5-7-mortgage/m-p/6261200#M249639 <P class="lia-align-left">In short my mortgage scores on My Fico are 643, 646, 628.&nbsp; &nbsp;However according to Kroll Factual data my middle score is 620.&nbsp; I am sooo confused. I called Kroll and they could not verify whether they used 8 or the older mortgage scoring model.&nbsp; They just said it was a complicated algorithm.&nbsp; Should I change lenders?&nbsp; I use PrimeLending&nbsp;</P> Sun, 21 Feb 2021 01:07:20 GMT Anonymous 2021-02-21T01:07:20Z https://ficoforums.myfico.com/t5/Mortgage-Loans/My-FICO-SCORES-4-5-7-mortgage/m-p/6261200#M249639 <P class="lia-align-left">In short my mortgage scores on My Fico are 643, 646, 628.&nbsp; &nbsp;However according to Kroll Factual data my middle score is 620.&nbsp; I am sooo confused. I called Kroll and they could not verify whether they used 8 or the older mortgage scoring model.&nbsp; They just said it was a complicated algorithm.&nbsp; Should I change lenders?&nbsp; I use PrimeLending&nbsp;</P> Sun, 21 Feb 2021 01:07:20 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/My-FICO-SCORES-4-5-7-mortgage/m-p/6261200#M249639 Anonymous 2021-02-21T01:07:20Z