https://ficoforums.myfico.com/t5/Mortgage-Loans/FHA-Loan-Guidelines-for-Multiple-Bankruptcies/m-p/6273248#M250122 <P>What are FHA guidelines for multiple bankruptcies? I had chapter 7 discharged in Sept. '19 and immediately filed a chapter 13 for my vehicle( I wasn't aware of redemption). Does the waiting period change in this situation?</P> Tue, 09 Mar 2021 05:00:22 GMT Anonymous 2021-03-09T05:00:22Z https://ficoforums.myfico.com/t5/Mortgage-Loans/FHA-Loan-Guidelines-for-Multiple-Bankruptcies/m-p/6273248#M250122 <P>What are FHA guidelines for multiple bankruptcies? I had chapter 7 discharged in Sept. '19 and immediately filed a chapter 13 for my vehicle( I wasn't aware of redemption). Does the waiting period change in this situation?</P> Tue, 09 Mar 2021 05:00:22 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/FHA-Loan-Guidelines-for-Multiple-Bankruptcies/m-p/6273248#M250122 Anonymous 2021-03-09T05:00:22Z https://ficoforums.myfico.com/t5/Mortgage-Loans/FHA-Loan-Guidelines-for-Multiple-Bankruptcies/m-p/6273277#M250123 <P>Just need to meet both waiting period requirements, 2 years after the Ch 7 BK discharge and need at least 1 year under the Ch 13 BK repayment plan with all payments made on time + trustee approval.</P> Tue, 09 Mar 2021 06:04:26 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/FHA-Loan-Guidelines-for-Multiple-Bankruptcies/m-p/6273277#M250123 ShanetheMortgageMan 2021-03-09T06:04:26Z