topic Re: DHI Mortgage - which score do they use? in Mortgage Loans

DHI Mortgage - which score do they use?

Anonymous — Wed, 07 Apr 2021 13:44:27 GMT

I've always been told mortgage lenders use your middle score. Is this accurate with DHI Mortgage? Anyone have experience?

Re: DHI Mortgage - which score do they use?

brk1971 — Wed, 07 Apr 2021 16:55:31 GMT

DHI pulls all three and bases pricing and loan terms on the middle mortgage score. While I didn't borrow from them, I did get preapproved from them as a part of my new construction purchase.

Re: DHI Mortgage - which score do they use?

Anonymous — Wed, 07 Apr 2021 18:13:10 GMT

@Anonymous wrote:
I've always been told mortgage lenders use your middle score. Is this accurate with DHI Mortgage? Anyone have experience?

I am closing today with DHI and they pulled all 3 then used the middle score. I had a really good experience with DHI and I was surprised. I have a foreclosure and charge off with a few lates (30,60,90) back in 2015/2016 and was able to get approved while other lenders denied me. I did use a VA loan if that makes a difference. I had a great LO and processor.