https://ficoforums.myfico.com/t5/Mortgage-Loans/Swift-Funds-gym-collection-call/m-p/6461916#M255839 <P>Hi there,</P><P>&nbsp;</P><P>I will be applying for mortgage in couple of months. So, i am reviewing if i need to pay any recent medical bills, other outstanding bills and taking care of them one by one. I got reminded by Swift Funds collection agency call. They called me an year ago for a gym outstanding bill. They could not validate by giving me any proof. I called my original creditor to see if i can pay them like this group recommends usually, they said no. I am afraid to call Swift funds (<SPAN>(888)479-4384)</SPAN> as i read so many bad reviews in the forum/online. They said they will report to credit bureau one year ago, but they have not done it yet. What are my options please? I don't want this to become a problem when i am working on my mortgage.</P> Mon, 20 Dec 2021 22:01:10 GMT Anonymous 2021-12-20T22:01:10Z https://ficoforums.myfico.com/t5/Mortgage-Loans/Swift-Funds-gym-collection-call/m-p/6461916#M255839 <P>Hi there,</P><P>&nbsp;</P><P>I will be applying for mortgage in couple of months. So, i am reviewing if i need to pay any recent medical bills, other outstanding bills and taking care of them one by one. I got reminded by Swift Funds collection agency call. They called me an year ago for a gym outstanding bill. They could not validate by giving me any proof. I called my original creditor to see if i can pay them like this group recommends usually, they said no. I am afraid to call Swift funds (<SPAN>(888)479-4384)</SPAN> as i read so many bad reviews in the forum/online. They said they will report to credit bureau one year ago, but they have not done it yet. What are my options please? I don't want this to become a problem when i am working on my mortgage.</P> Mon, 20 Dec 2021 22:01:10 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/Swift-Funds-gym-collection-call/m-p/6461916#M255839 Anonymous 2021-12-20T22:01:10Z https://ficoforums.myfico.com/t5/Mortgage-Loans/Swift-Funds-gym-collection-call/m-p/6461980#M255840 <BLOCKQUOTE><HR />@Anonymous&nbsp;wrote:<BR /><P>Hi there,</P><P>&nbsp;</P><P>I will be applying for mortgage in couple of months. So, i am reviewing if i need to pay any recent medical bills, other outstanding bills and taking care of them one by one. I got reminded by Swift Funds collection agency call. They called me an year ago for a gym outstanding bill. They could not validate by giving me any proof. I called my original creditor to see if i can pay them like this group recommends usually, they said no. I am afraid to call Swift funds (<SPAN>(888)479-4384)</SPAN> as i read so many bad reviews in the forum/online. They said they will report to credit bureau one year ago, but they have not done it yet. What are my options please? I don't want this to become a problem when i am working on my mortgage.</P><HR /></BLOCKQUOTE><P>This is my personal experience.&nbsp; I allegedly have a collection account with them for a supposed cancellation fee not listed in the membership agreement.&nbsp; I ignore their calls and I get at least 2 a month.&nbsp; I closed on my mortgage back in March and their name never came up once from the underwriters.&nbsp; They have never reported.&nbsp; Personally I consider them a scam company based on all the information available online.&nbsp; They should be in Buffalo NY as skeevy as they are.&nbsp;&nbsp;</P> Tue, 21 Dec 2021 00:16:55 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/Swift-Funds-gym-collection-call/m-p/6461980#M255840 Cowboys4Life 2021-12-21T00:16:55Z