https://ficoforums.myfico.com/t5/Mortgage-Loans/Grace-Period-and-statement-questions/m-p/6530467#M257672 <P>The payment certainly cannot be reported 30 days late, but probably your statement will show 2 due. This should not present a problem if you are applying for a mortgage even though the lender would want a recent statement. If that's the case, rest assured that a lender would simply do a credit refresh on that tradeline to make sure it has been paid (for May).</P> Sun, 01 May 2022 23:30:32 GMT MortgageMama 2022-05-01T23:30:32Z https://ficoforums.myfico.com/t5/Mortgage-Loans/Grace-Period-and-statement-questions/m-p/6530359#M257671 <P>Due to unforeseen circumstances I have to make my mortgage payment on the 5th for May.&nbsp; It's well within the grace period so I'm not worried about late payments.&nbsp; However my statements usually generate on the 3rd or 4th.&nbsp; &nbsp;So I'm assuming the statement will say I have two payments due (double the regular payment with the May payment past due).&nbsp; Is there any negative impact credit reporting as a result of this?&nbsp; I can't imagine they will report a late payment based on a few days but the statement date is a bit confusing.</P> Sun, 01 May 2022 18:26:22 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/Grace-Period-and-statement-questions/m-p/6530359#M257671 EaglesFan2006 2022-05-01T18:26:22Z https://ficoforums.myfico.com/t5/Mortgage-Loans/Grace-Period-and-statement-questions/m-p/6530467#M257672 <P>The payment certainly cannot be reported 30 days late, but probably your statement will show 2 due. This should not present a problem if you are applying for a mortgage even though the lender would want a recent statement. If that's the case, rest assured that a lender would simply do a credit refresh on that tradeline to make sure it has been paid (for May).</P> Sun, 01 May 2022 23:30:32 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/Grace-Period-and-statement-questions/m-p/6530467#M257672 MortgageMama 2022-05-01T23:30:32Z