topic Re: Random remark added? in Mortgage Loans

Random remark added?

Mike2673 — Mon, 04 Jul 2022 15:21:46 GMT

Hey guys just an odd ball question! I've been paying down my balance for this credit card! I woke up july 3 and a remark was added to my account but as far as I see didn't negatively impact my score. I contacted Pay pal CC where it came from and they seen nothing in thier system so they sent a inquiry to synchrony!! Should I be worried about this as I'm a week or 2 from the underwriter process! It only shows in my transunion on Credit Karma. But doesn't show on anything else? I owe like 1.72$

Re: Random remark added?

TheKid2 — Tue, 05 Jul 2022 20:48:09 GMT

The scoring algos do not look at remarks, but an underwriter might. You can pull your annual credit report for free from each bureau and that will be the report that they see. You will see all the remarks there.

It's a bit confusing how you explained, so not sure what remark was added and what the status of the account is.

Re: Random remark added?

homeloanexpert — Wed, 06 Jul 2022 20:33:13 GMT

@Mike2673

What was the comment?

Re: Random remark added?

Mike2673 — Wed, 06 Jul 2022 23:29:32 GMT

Have no idea from what I got out of PayPal it was just something about they tried to mail me something and it go returned! It was nothing bad or derogatory! @homeloanexpert