https://ficoforums.myfico.com/t5/Mortgage-Loans/HELOC-only-checking-transunion/m-p/6852882#M263176 <P>Hi,</P><P>&nbsp;</P><P>I'm curious if anyone knows of a Heloc lender that only checks transunion. My TU report will be clean except one lower limit (3k) CO by March. Current TU is sitting at 676 but all collections don't fall off until February.</P> Sat, 10 Jan 2026 17:02:58 GMT Anonymous2 2026-01-10T17:02:58Z https://ficoforums.myfico.com/t5/Mortgage-Loans/HELOC-only-checking-transunion/m-p/6852882#M263176 <P>Hi,</P><P>&nbsp;</P><P>I'm curious if anyone knows of a Heloc lender that only checks transunion. My TU report will be clean except one lower limit (3k) CO by March. Current TU is sitting at 676 but all collections don't fall off until February.</P> Sat, 10 Jan 2026 17:02:58 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/HELOC-only-checking-transunion/m-p/6852882#M263176 Anonymous2 2026-01-10T17:02:58Z