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    <title>topic officially a home owner in Mortgage Loans</title>
    <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/411313#M29000</link>
    <description>&lt;P&gt;we closed on our house yesterday. we got 2600sq ft 3bed 3 bath 1 story house for 240,069 at 5.5% intrest fixed. it was a VA loan, seller paid 3% of closing costs. i paid 1,008.44 at closing for what the builder costs didn't cover.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;i think we got a good deal and i am just SOOOO glad it's over. now the real fun begins.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;painter, landscaper, fence guy, doggie door guy, and security guy are all comming tomarrow lol. oh, and my new KING sized bed is getting delivered too ( i sure hope i have my keys by then, or i am going to be sitting in front og my new house on my new mattress looking silly lol)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;thanks everyone for your help. i know i didn't post much but i was a lurker and i learned alot. thanks again!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;DIV class="message-edit-history"&gt;&lt;SPAN class="edit-author"&gt;Message Edited by navywendy00 on &lt;/SPAN&gt;&lt;SPAN class="local-date"&gt;01-07-2009&lt;/SPAN&gt;&lt;SPAN class="local-time"&gt; 11:38 AM&lt;/SPAN&gt;&lt;/DIV&gt;&lt;DIV class="message-edit-history"&gt;&lt;SPAN class="edit-author"&gt;Message Edited by navywendy00 on &lt;/SPAN&gt;&lt;SPAN class="local-date"&gt;01-07-2009&lt;/SPAN&gt;&lt;SPAN class="local-time"&gt; 11:39 AM&lt;/SPAN&gt;&lt;/DIV&gt;</description>
    <pubDate>Wed, 07 Jan 2009 19:39:50 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2009-01-07T19:39:50Z</dc:date>
    <item>
      <title>officially a home owner</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/411313#M29000</link>
      <description>&lt;P&gt;we closed on our house yesterday. we got 2600sq ft 3bed 3 bath 1 story house for 240,069 at 5.5% intrest fixed. it was a VA loan, seller paid 3% of closing costs. i paid 1,008.44 at closing for what the builder costs didn't cover.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;i think we got a good deal and i am just SOOOO glad it's over. now the real fun begins.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;painter, landscaper, fence guy, doggie door guy, and security guy are all comming tomarrow lol. oh, and my new KING sized bed is getting delivered too ( i sure hope i have my keys by then, or i am going to be sitting in front og my new house on my new mattress looking silly lol)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;thanks everyone for your help. i know i didn't post much but i was a lurker and i learned alot. thanks again!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;DIV class="message-edit-history"&gt;&lt;SPAN class="edit-author"&gt;Message Edited by navywendy00 on &lt;/SPAN&gt;&lt;SPAN class="local-date"&gt;01-07-2009&lt;/SPAN&gt;&lt;SPAN class="local-time"&gt; 11:38 AM&lt;/SPAN&gt;&lt;/DIV&gt;&lt;DIV class="message-edit-history"&gt;&lt;SPAN class="edit-author"&gt;Message Edited by navywendy00 on &lt;/SPAN&gt;&lt;SPAN class="local-date"&gt;01-07-2009&lt;/SPAN&gt;&lt;SPAN class="local-time"&gt; 11:39 AM&lt;/SPAN&gt;&lt;/DIV&gt;</description>
      <pubDate>Wed, 07 Jan 2009 19:39:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/411313#M29000</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-07T19:39:50Z</dc:date>
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    <item>
      <title>Re: officially a home owner</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/411337#M29009</link>
      <description>&lt;P&gt;CONGRATS!!!! I hope you get your keys ASAP!&lt;/P&gt;&lt;P&gt;I can hardly stand it we were just approved by the lender, waiting on USDA approval&amp;nbsp; and I'm about to jump out of my skin with excitement!!!!&lt;/P&gt;</description>
      <pubDate>Wed, 07 Jan 2009 20:07:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/411337#M29009</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-07T20:07:40Z</dc:date>
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    <item>
      <title>Re: officially a home owner</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/411364#M29017</link>
      <description>Congrats!!!</description>
      <pubDate>Wed, 07 Jan 2009 20:24:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/411364#M29017</guid>
      <dc:creator>DallasLoanGuy</dc:creator>
      <dc:date>2009-01-07T20:24:46Z</dc:date>
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    <item>
      <title>Re: officially a home owner</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/411401#M29025</link>
      <description>Congrats! Are we all invited to your house warming party?&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Wed, 07 Jan 2009 20:46:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/411401#M29025</guid>
      <dc:creator>fused</dc:creator>
      <dc:date>2009-01-07T20:46:28Z</dc:date>
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    <item>
      <title>Re: officially a home owner</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/411455#M29043</link>
      <description>Congrats!!! Im jealous. lol</description>
      <pubDate>Wed, 07 Jan 2009 21:41:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/411455#M29043</guid>
      <dc:creator>MaryJane197</dc:creator>
      <dc:date>2009-01-07T21:41:15Z</dc:date>
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    <item>
      <title>Re: officially a home owner</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/411480#M29051</link>
      <description>&lt;P&gt;Congratulations....its a wonderful feeling isn't it ???&lt;/P&gt;</description>
      <pubDate>Wed, 07 Jan 2009 22:10:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/411480#M29051</guid>
      <dc:creator>demi</dc:creator>
      <dc:date>2009-01-07T22:10:44Z</dc:date>
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    <item>
      <title>Re: officially a home owner</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/411734#M29075</link>
      <description>&lt;P&gt;it is a great feeling. at dinner tonight i got the word to come get the keys tomarrow at 10am!!! soo happy it's all over and it's all ours lol...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;now the REAL fun begins &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 08 Jan 2009 03:58:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/411734#M29075</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-08T03:58:48Z</dc:date>
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    <item>
      <title>Re: officially a home owner</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/411860#M29088</link>
      <description>&lt;P&gt;Super Congrats navywendy!!! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;You're right. It IS a great feeling to have a home&lt;/P&gt;&lt;P&gt;that you can call your own. And anytime you can&lt;/P&gt;&lt;P&gt;buy a house for less than $100 per square foot like&lt;/P&gt;&lt;P&gt;you guys did, it's a great deal.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Coordinating everyone who is coming to help you&lt;/P&gt;&lt;P&gt;might seem a bit overwhelming at first, but once&lt;/P&gt;&lt;P&gt;you get into the flow of things I'm sure you'll be fine.&lt;/P&gt;&lt;P&gt;So just pace yourself and all should go well...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Once again, Congrats on the home purchase.&lt;/P&gt;&lt;P&gt;You now own a piece of Americana!!! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;CanDo&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;"The right attitude is everything"&lt;/P&gt;</description>
      <pubDate>Thu, 08 Jan 2009 09:58:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/411860#M29088</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-08T09:58:50Z</dc:date>
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    <item>
      <title>Re: officially a home owner</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/411884#M29091</link>
      <description>Congrats!!! I can't wait until I get to post that I closed on a home! Good luck and I hope your move goes smooth!</description>
      <pubDate>Thu, 08 Jan 2009 13:01:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/411884#M29091</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-08T13:01:05Z</dc:date>
    </item>
    <item>
      <title>Re: officially a home owner</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/412542#M29184</link>
      <description>&lt;P&gt;what a whirlwind it has been. today i had the painter, the doggie door guy, the fence guy, the ceiling fan guy, and the landscaper all at the house at once..not to mention ups delivered my new bed too...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;what a busy day..but so very worth it..&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;my pocketbook however is really crying at the drastic loss of money haha!&lt;/P&gt;</description>
      <pubDate>Fri, 09 Jan 2009 05:10:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/412542#M29184</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-09T05:10:10Z</dc:date>
    </item>
    <item>
      <title>Re: officially a home owner</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/412565#M29191</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;what a whirlwind it has been. today i had the painter, the doggie door guy, the fence guy, the ceiling fan guy, and the landscaper all at the house at once..not to mention ups delivered my new bed too...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;what a busy day..but so very worth it..&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;my pocketbook however is really crying at the drastic loss of money haha!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;What the heck?! You've done all that work and you're posting here!??&lt;BR /&gt;&lt;BR /&gt;Isn't a nice, long, warm bath (perhaps a glass o' the bubbly) calling your name?! D@mn, Woman ... you are SO much tougher than me. I don't think I'll be able to breathe for a week after we move in!!&lt;BR /&gt;&lt;BR /&gt;Anywho, congrats x 1 million!! You deserve it!! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Fri, 09 Jan 2009 06:26:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/412565#M29191</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-09T06:26:46Z</dc:date>
    </item>
    <item>
      <title>Re: officially a home owner</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/412785#M29239</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;what a whirlwind it has been. today i had the painter, the doggie door guy, the fence guy, the ceiling fan guy, and the landscaper all at the house at once..not to mention ups delivered my new bed too...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;what a busy day..but so very worth it..&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;my pocketbook however is really crying at the drastic loss of money haha!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;What the heck?! You've done all that work and you're posting here!??&lt;BR /&gt;&lt;BR /&gt;Isn't a nice, long, warm bath (perhaps a glass o' the bubbly) calling your name?! D@mn, Woman ... you are SO much tougher than me. I don't think I'll be able to breathe for a week after we move in!!&lt;BR /&gt;&lt;BR /&gt;Anywho, congrats x 1 million!! You deserve it!! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;lol that must be my military training showing through...if it has to be done, it will be no matter what.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;BTW- did i mention we are going to disneyland for the weekend? that's my IDEAL bath (cause i am a big kid at heart)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;thanks again for the well wishes, yours is comming soon!&lt;/P&gt;</description>
      <pubDate>Fri, 09 Jan 2009 17:52:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/412785#M29239</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-09T17:52:44Z</dc:date>
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      <title>Re: officially a home owner</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/412790#M29241</link>
      <description>Man, you got my hopes up there, for a minute! 'Cause I'm only a couple of hours away from DisneyWORLD. LOL!! Not enough caffeine yet! I totally thought DisneyLAND was in Tampa!! o_O&lt;BR /&gt;&lt;BR /&gt;I always get those confused!!&lt;BR /&gt;&lt;BR /&gt;So what are you going to be doing in DW? DH went there while on a biz trip a few years back and said that our WORLD sucks compared to ya'll's LAND.&lt;BR /&gt;&lt;BR /&gt;Oh, I understand about the military training! DH was in the Army for years and it shows, even now even though he "quit" his commission nearly 9 years ago. When we moved to this apartment, he was wearing this big ol' pair of poopkicker boots. The kind that you HAVE to wear thick socks with, right? Well, we're about 75% through with the moving stuff (furniture and big boxes mostly) and he takes those boots off to reveal a blister on his big toe the size of a fricking GOLF BALL. I kid you not! No matter how tough you are, you would have FELT it, just looking at it!!&lt;BR /&gt;&lt;BR /&gt;So he looks at me, shrugs, and puts his boots back on! I almost died! And he said EXACTLY what you just said "It has to be done."&lt;BR /&gt;&lt;BR /&gt;Me? I would've said "*Blankity-blank-blankitta-blank-blank* this. I'm soaking my feet!" o_O&lt;BR /&gt;&lt;BR /&gt;Seriously, though, you have an awesome time. And don't spend a single moment thinking about poor ol' me stuck with the crappy DisneyWORLD. &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;</description>
      <pubDate>Fri, 09 Jan 2009 18:01:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/412790#M29241</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-09T18:01:36Z</dc:date>
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      <title>Re: officially a home owner</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/412853#M29261</link>
      <description>&lt;P&gt;WOW...I am jealous !&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have been in mine since August 1st...have 4 ceiling fans waiting to be installed (two of which I purchased before I moved in), doggie door sitting in the garage, dirt and weeds in backyard (have not decided what I want) and 1 1/2 walls painted in my bedroom (texture on the wall makes the painting really difficult)...WOW !&amp;nbsp; Time to get off my butt...of course after I take the Christmas tree down &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&amp;nbsp; (Its a fake, not a fire hazard).&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Of course, when it comes to spending I have excelled !&amp;nbsp; Living room is furnished, New beds in mine and the guestroom !&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;DIV class="message-edit-history"&gt;&lt;SPAN class="edit-author"&gt;Message Edited by demi on &lt;/SPAN&gt;&lt;SPAN class="local-date"&gt;01-09-2009&lt;/SPAN&gt;&lt;SPAN class="local-time"&gt; 11:20 AM&lt;/SPAN&gt;&lt;/DIV&gt;</description>
      <pubDate>Fri, 09 Jan 2009 19:20:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/412853#M29261</guid>
      <dc:creator>demi</dc:creator>
      <dc:date>2009-01-09T19:20:59Z</dc:date>
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      <title>Re: officially a home owner</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/413230#M29317</link>
      <description>&lt;P&gt;we are here for my mom's b-day, she turns 58 tomarrow...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;i have been to disneyWORLD as well, it kinda sucks compared to disneyLAND, but thats just me lol&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;i had a friend who lived in tampa when i was in the navy, we used to drive to visit his family all the time from NC, his mom was a nurse and his dad a radiology tech at one of the hospitals there...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;i totally feel your husband, it's just one of those things. i have 3 herniated disks in my lower back, but i still find myself doing and moving stuff because it "has to be done" just one of those military things lol, i dont think ill ever get out of that&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;we plan on having a nice weekend before going home and packing some more...we plan to be totally moved in with everything done next weekend.. (yeah right &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;)&lt;/P&gt;</description>
      <pubDate>Sat, 10 Jan 2009 06:12:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/officially-a-home-owner/m-p/413230#M29317</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-10T06:12:44Z</dc:date>
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