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    <title>topic Why the differences among the Credit Reporting Agencies? in Mortgage Loans</title>
    <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/Why-the-differences-among-the-Credit-Reporting-Agencies/m-p/115930#M5017</link>
    <description>&lt;DIV&gt;&lt;DIV&gt;Whenever I check my FICO scores TU is always the&amp;nbsp;lowest and Equifax is always the highest and by a lot.&lt;/DIV&gt;&lt;DIV&gt;For example I checked my scores today (12/15/07) and the results are:&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;TU&amp;nbsp;&amp;nbsp; 719&lt;/DIV&gt;&lt;DIV&gt;EQ&amp;nbsp; 720&lt;/DIV&gt;&lt;DIV&gt;EX&amp;nbsp;&amp;nbsp; 785&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;When I check the accounts they all have the same information. This makes no sense to me. Does anyone have an explanation?&lt;/DIV&gt;&lt;/DIV&gt;</description>
    <pubDate>Sun, 16 Dec 2007 00:42:31 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2007-12-16T00:42:31Z</dc:date>
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      <title>Why the differences among the Credit Reporting Agencies?</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/Why-the-differences-among-the-Credit-Reporting-Agencies/m-p/115930#M5017</link>
      <description>&lt;DIV&gt;&lt;DIV&gt;Whenever I check my FICO scores TU is always the&amp;nbsp;lowest and Equifax is always the highest and by a lot.&lt;/DIV&gt;&lt;DIV&gt;For example I checked my scores today (12/15/07) and the results are:&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;TU&amp;nbsp;&amp;nbsp; 719&lt;/DIV&gt;&lt;DIV&gt;EQ&amp;nbsp; 720&lt;/DIV&gt;&lt;DIV&gt;EX&amp;nbsp;&amp;nbsp; 785&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;When I check the accounts they all have the same information. This makes no sense to me. Does anyone have an explanation?&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Sun, 16 Dec 2007 00:42:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/Why-the-differences-among-the-Credit-Reporting-Agencies/m-p/115930#M5017</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-16T00:42:31Z</dc:date>
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    <item>
      <title>Re: Why the differences among the Credit Reporting Agencies?</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/Why-the-differences-among-the-Credit-Reporting-Agencies/m-p/116034#M5036</link>
      <description>&lt;DIV&gt;Each credit bureau has a different algorithm in determining your FICO score.&lt;/DIV&gt;</description>
      <pubDate>Sun, 16 Dec 2007 05:22:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/Why-the-differences-among-the-Credit-Reporting-Agencies/m-p/116034#M5036</guid>
      <dc:creator>ShanetheMortgageMan</dc:creator>
      <dc:date>2007-12-16T05:22:40Z</dc:date>
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