https://ficoforums.myfico.com/t5/Mortgage-Loans/What-does-2nd-Review-by-underwriter-mean/m-p/593852#M57822 We are in the underwriting process and on pins and needles.  Does teh 2nd Review by the underwriter mean we are close to being denied and this is our last chance or is this a normal process? Sat, 31 Oct 2009 11:29:57 GMT SPAUG26 2009-10-31T11:29:57Z https://ficoforums.myfico.com/t5/Mortgage-Loans/What-does-2nd-Review-by-underwriter-mean/m-p/593852#M57822 We are in the underwriting process and on pins and needles.  Does teh 2nd Review by the underwriter mean we are close to being denied and this is our last chance or is this a normal process? Sat, 31 Oct 2009 11:29:57 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/What-does-2nd-Review-by-underwriter-mean/m-p/593852#M57822 SPAUG26 2009-10-31T11:29:57Z https://ficoforums.myfico.com/t5/Mortgage-Loans/What-does-2nd-Review-by-underwriter-mean/m-p/593969#M57838 Every situation is different, but it is not out of the ordinary to go through multiple rounds of UW, so I wouldn't necessarily interpret this as your 'last chance' moment. Did you receive any conditions from Round 1? Typically, each round, if not approved, results in some contingencies (e.g., you need to provide an explanation of something, you need to be able to show more cash available for closing, etc.). Sat, 31 Oct 2009 19:44:34 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/What-does-2nd-Review-by-underwriter-mean/m-p/593969#M57838 hawkeye33 2009-10-31T19:44:34Z