FHA & Account Dispute

luvs2barre — Fri, 20 Nov 2009 13:47:13 GMT

We are months away from going to the underwriter but I am trying to get everything in order so we have no problems. I've read that some people have been denied for having a account in dispute. We disputed a account a long time ago on DH's credit report. As I was looking through his report it is still listed as being disputed. Should we try to work with TU to try to get this taken off?

Here is what it looks like on the FICO TU report:

Bally Total Fitness Corp

Status as of [?] Feb, 2006 Date opened [?] Oct, 2005 Date of last activity [?] Feb, 2006 Date paid out [?] Not Reported Date closed [?] Feb, 2006 Account number [?] XXXXXXXXXXXXX Loan type [?] Installment Sales Contract Credit limit [?] Not Reported Largest past balance [?] $1,404 Terms [?] 36 Monthly Account Type [?] Installment Account Account holder [?] Individual Account Scheduled payment amount [?] $0

Descriptions [?]

Account information disputed by consumer

Balance [?] Current Status [?] Past Due Amount [?] $0 Paid or paying as agreed $0

Thanks!

Re: FHA & Account Dispute

DallasLoanGuy — Fri, 20 Nov 2009 14:14:04 GMT

the dispute statement isnt a problem..... although it may need to be verified.

likely the dispute is resolved and that statement remains.

the loan officer will take care of this for you

Re: FHA & Account Dispute

luvs2barre — Fri, 20 Nov 2009 15:03:08 GMT

Thank you Dallas!

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FHA & Account Dispute

Re: FHA & Account Dispute

Re: FHA & Account Dispute