https://ficoforums.myfico.com/t5/Mortgage-Loans/The-bad-news-I-didn-t-get-the-job-The-good-news-I-didn-t-get-the/m-p/1312799#M91502 <P>I know, weird, right?&nbsp; I had applied for a different job in my company and found out today that I didn't get it which means I won't be taking a voluntary pay cut.&nbsp; I'm bummed about the missed opportunity to try something new, but I'm glad I can stop worrying about the DTI ratios.</P><P>&nbsp;</P><P>We are supposed to go Wednesday to sign the contract to build our new home. Lender is going to be giving the builder some kind of letter that gives us the go-ahead in either June or July, depending on the scores.&nbsp; I'm at 638 w/ EQ which has been the mid-score, so 2 more points and I'm good to go, just waiting for the last 30 day from 2011 to fall off and my student loan consolidation to finish.&nbsp; My CC util is still about 40%, so I'm sure I can get the points by dropping that once the 0% offers pass in the next few months.</P><P>&nbsp;</P><P>Can't believe the dream is starting to take an actual shape!</P> Tue, 27 Mar 2012 04:34:08 GMT thankfulheart 2012-03-27T04:34:08Z https://ficoforums.myfico.com/t5/Mortgage-Loans/The-bad-news-I-didn-t-get-the-job-The-good-news-I-didn-t-get-the/m-p/1312799#M91502 <P>I know, weird, right?&nbsp; I had applied for a different job in my company and found out today that I didn't get it which means I won't be taking a voluntary pay cut.&nbsp; I'm bummed about the missed opportunity to try something new, but I'm glad I can stop worrying about the DTI ratios.</P><P>&nbsp;</P><P>We are supposed to go Wednesday to sign the contract to build our new home. Lender is going to be giving the builder some kind of letter that gives us the go-ahead in either June or July, depending on the scores.&nbsp; I'm at 638 w/ EQ which has been the mid-score, so 2 more points and I'm good to go, just waiting for the last 30 day from 2011 to fall off and my student loan consolidation to finish.&nbsp; My CC util is still about 40%, so I'm sure I can get the points by dropping that once the 0% offers pass in the next few months.</P><P>&nbsp;</P><P>Can't believe the dream is starting to take an actual shape!</P> Tue, 27 Mar 2012 04:34:08 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/The-bad-news-I-didn-t-get-the-job-The-good-news-I-didn-t-get-the/m-p/1312799#M91502 thankfulheart 2012-03-27T04:34:08Z https://ficoforums.myfico.com/t5/Mortgage-Loans/The-bad-news-I-didn-t-get-the-job-The-good-news-I-didn-t-get-the/m-p/1313267#M91518 <P>Congratulations!</P> Tue, 27 Mar 2012 14:48:56 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/The-bad-news-I-didn-t-get-the-job-The-good-news-I-didn-t-get-the/m-p/1313267#M91518 IOBA 2012-03-27T14:48:56Z https://ficoforums.myfico.com/t5/Mortgage-Loans/The-bad-news-I-didn-t-get-the-job-The-good-news-I-didn-t-get-the/m-p/1315759#M91604 <P>Congrats!</P> Wed, 28 Mar 2012 16:39:40 GMT https://ficoforums.myfico.com/t5/Mortgage-Loans/The-bad-news-I-didn-t-get-the-job-The-good-news-I-didn-t-get-the/m-p/1315759#M91604 boomhower 2012-03-28T16:39:40Z