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    <title>topic Re: 3 magic words........... in Mortgage Loans</title>
    <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1324825#M91900</link>
    <description>&lt;P&gt;&lt;STRONG&gt;Congrats!&amp;nbsp;&amp;nbsp; I used to love telling my borrowers those 3 words.&lt;/STRONG&gt;&lt;/P&gt;</description>
    <pubDate>Sun, 01 Apr 2012 21:04:35 GMT</pubDate>
    <dc:creator>namvet</dc:creator>
    <dc:date>2012-04-01T21:04:35Z</dc:date>
    <item>
      <title>3 magic words...........</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1320863#M91817</link>
      <description>CLEAR TO CLOSE!!!!!!!!!! Time to start packing! Closing day is next THURSDAY!!!! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Fri, 30 Mar 2012 19:56:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1320863#M91817</guid>
      <dc:creator>FSUGAPEACH</dc:creator>
      <dc:date>2012-03-30T19:56:29Z</dc:date>
    </item>
    <item>
      <title>Re: 3 magic words...........</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1320865#M91818</link>
      <description>&lt;P&gt;WOW, EXCELLENT NEWS...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'm happy for you. Everytime I see someone closing or getting ready to close I imagine myself in that situation..&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;CONGRATULATIONS.&lt;/P&gt;</description>
      <pubDate>Fri, 30 Mar 2012 19:57:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1320865#M91818</guid>
      <dc:creator>seemund</dc:creator>
      <dc:date>2012-03-30T19:57:22Z</dc:date>
    </item>
    <item>
      <title>Re: 3 magic words...........</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1320875#M91820</link>
      <description>It was an exhausting 2 1/2 month ordeal! There were many times we wanted to give up but we kept pushing through. 17 conditions met later here we are! Good luck to you on your home buying journey! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Fri, 30 Mar 2012 19:59:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1320875#M91820</guid>
      <dc:creator>FSUGAPEACH</dc:creator>
      <dc:date>2012-03-30T19:59:50Z</dc:date>
    </item>
    <item>
      <title>Re: 3 magic words...........</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1321165#M91828</link>
      <description>&lt;P&gt;Awesome.&amp;nbsp; Congratulations and enjoy your new home.&lt;/P&gt;</description>
      <pubDate>Fri, 30 Mar 2012 22:49:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1321165#M91828</guid>
      <dc:creator>guydiver</dc:creator>
      <dc:date>2012-03-30T22:49:19Z</dc:date>
    </item>
    <item>
      <title>Re: 3 magic words...........</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1321787#M91841</link>
      <description>&lt;P&gt;beautiful words&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 31 Mar 2012 05:20:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1321787#M91841</guid>
      <dc:creator>JusdoNit</dc:creator>
      <dc:date>2012-03-31T05:20:08Z</dc:date>
    </item>
    <item>
      <title>Re: 3 magic words...........</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1321941#M91845</link>
      <description>Congratulations I just also got to hear those three magic words yesterday and it was a frustrating battle and I closed yesterday I am so glad its over</description>
      <pubDate>Sat, 31 Mar 2012 12:00:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1321941#M91845</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-03-31T12:00:47Z</dc:date>
    </item>
    <item>
      <title>Re: 3 magic words...........</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1322273#M91850</link>
      <description>&lt;P&gt;Congratulations!!!&lt;/P&gt;</description>
      <pubDate>Sat, 31 Mar 2012 16:05:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1322273#M91850</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-03-31T16:05:57Z</dc:date>
    </item>
    <item>
      <title>Re: 3 magic words...........</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1324697#M91898</link>
      <description>&lt;P&gt;17 conditions? &amp;nbsp;What were some of the stuff they asked for? &amp;nbsp;our LO said we'll probably get our first "conditions" by next Friday. &amp;nbsp;I have no idea what to expect. &amp;nbsp;And if they are asking for conditions, is that a good sign? &amp;nbsp;Does that mean we are approved, or they are still evaluating?&lt;/P&gt;</description>
      <pubDate>Sun, 01 Apr 2012 19:49:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1324697#M91898</guid>
      <dc:creator>jjmtmj126</dc:creator>
      <dc:date>2012-04-01T19:49:28Z</dc:date>
    </item>
    <item>
      <title>Re: 3 magic words...........</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1324825#M91900</link>
      <description>&lt;P&gt;&lt;STRONG&gt;Congrats!&amp;nbsp;&amp;nbsp; I used to love telling my borrowers those 3 words.&lt;/STRONG&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 01 Apr 2012 21:04:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1324825#M91900</guid>
      <dc:creator>namvet</dc:creator>
      <dc:date>2012-04-01T21:04:35Z</dc:date>
    </item>
    <item>
      <title>Re: 3 magic words...........</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1325163#M91906</link>
      <description>&lt;P&gt;Congrats!!! Awesome news!!!&lt;/P&gt;</description>
      <pubDate>Mon, 02 Apr 2012 00:21:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1325163#M91906</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-04-02T00:21:19Z</dc:date>
    </item>
    <item>
      <title>Re: 3 magic words...........</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1325501#M91912</link>
      <description>&lt;P&gt;Congrats! And happy moving to you. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 02 Apr 2012 04:06:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1325501#M91912</guid>
      <dc:creator>frogfan12</dc:creator>
      <dc:date>2012-04-02T04:06:42Z</dc:date>
    </item>
    <item>
      <title>Re: 3 magic words...........</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1325735#M91914</link>
      <description>&lt;P&gt;CONGRATULATIONS!!!!! I'm righ behind you. I should hear back from manual underwriting by the end of the week.&lt;/P&gt;</description>
      <pubDate>Mon, 02 Apr 2012 12:43:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1325735#M91914</guid>
      <dc:creator>my25reasons</dc:creator>
      <dc:date>2012-04-02T12:43:21Z</dc:date>
    </item>
    <item>
      <title>Re: 3 magic words...........</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1328001#M92020</link>
      <description>Thnx everyone! Thursday at 4 pm we will sign our life away!! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Tue, 03 Apr 2012 13:20:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1328001#M92020</guid>
      <dc:creator>FSUGAPEACH</dc:creator>
      <dc:date>2012-04-03T13:20:25Z</dc:date>
    </item>
    <item>
      <title>Re: 3 magic words...........</title>
      <link>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1330581#M92173</link>
      <description>&lt;P&gt;I am currently waiting to hear those magical words myself.&amp;nbsp; My file passed the underwriting stage and went to USDA Monday.....My close date is supposed to be next friday the 13th....&lt;/P&gt;</description>
      <pubDate>Wed, 04 Apr 2012 16:06:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Mortgage-Loans/3-magic-words/m-p/1330581#M92173</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-04-04T16:06:36Z</dc:date>
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