topic PARC is a pain in the ** in Recovering from Medical Debt

PARC is a pain in the **

Anonymous — Tue, 14 Apr 2009 18:54:35 GMT

I sent the Pre-HIPAA dispute letter 2 months ago. I recieved a response from the CA:

We are in reciept of your correspondence regarding reported info reported by a credit reporting agency related to the above referenced acct. We have reviewed the info you provided, as well as our notes and the info provided by the OC.

As a result of our investigation we are hereby denying that the info being reported on your credit file is inaccurate, and we reported your acct as "disputed" to the credit reporting agencies.

Fine, so I send the Med DV letter to the CA (scenario 2 for all 3 CRAs)....and I get the exact same letter as a response! Only difference is the date.

Now what? Should I send the follow up dispute letter 2? It states that I have not had a responce from the CA, I have...it was just worthless

Re: PARC is a pain in the **

fused — Tue, 14 Apr 2009 19:04:06 GMT

Its unpaid, right? Did the CRA verify the collection? I assume the CA did not send you a proper validation?

Re: PARC is a pain in the **

Anonymous — Tue, 14 Apr 2009 19:17:32 GMT

It is it is unpaid. the CRA claims it's verifed, listed as disputed. No proper validation, just the useless letter I inserted above.

Re: PARC is a pain in the **

fused — Tue, 14 Apr 2009 19:30:22 GMT

Is this collection marked as "disputed and verified" on your reports?