topic Re: Score Watch Not Updating in myFICO® Product Feedback

Score Watch Not Updating

MattieNumNums — Mon, 27 Feb 2012 18:18:02 GMT

Hey guys anyway I can get a free pull to check my ScoreWatch? I have had issues with it not updating in the past and I am afraid it is not updating again.

Re: Score Watch Not Updating

namvet — Mon, 27 Feb 2012 18:59:31 GMT

It's updating but running a little slow. I had activity that would trigger score watch on 2/24 and it did update today and it was dead on. So let's say 3 day lag time.

Re: Score Watch Not Updating

Anonymous — Mon, 27 Feb 2012 19:53:31 GMT

mine never did trigger with the mcm fiasco except for my score increasing with a collection. they removed it and it dropped. It never alerted me to a new account posting.

Re: Score Watch Not Updating

MattieNumNums — Mon, 27 Feb 2012 20:32:57 GMT

No lag just isn't updating.

Re: Score Watch Not Updating

MattieNumNums — Mon, 27 Feb 2012 20:35:16 GMT

I literally just got a score watch update for an account becoming active. So strange!

Re: Score Watch Not Updating

JusdoNit — Tue, 28 Feb 2012 16:39:16 GMT

Mines is a joke too. I totally feel like it was a waste of $$$$$$$$

Re: Score Watch Not Updating

vizon — Tue, 28 Feb 2012 16:56:33 GMT

@JusdoNit wrote:
Mines is a joke too. I totally feel like it was a waste of $$$$$$$$

I am feeling the exact same way.

Re: Score Watch Not Updating

Barry — Tue, 28 Feb 2012 23:12:06 GMT

@MattieNumNums wrote:

Hey guys anyway I can get a free pull to check my ScoreWatch? I have had issues with it not updating in the past and I am afraid it is not updating again.

Hi MattieNumNums,

As I think most regular readers of this board know, I'm normally pretty willing to offer a free SW pull when there's a good reason. But seeing as how I gave you one just a few months ago, and you received an alert yesterday, I'm going to have to decline your request.

One suggestion: to increase the likelihood of getting a score change alert, you may want to set your target to your latest score. Good luck!

-Barry

Re: Score Watch Not Updating

Anonymous — Wed, 29 Feb 2012 19:27:35 GMT

Yeah there must be something off. I always get a score watch on my chase card on the 28th. I paid off 2400 this month on it so I know it should be going up. I emailed chase and they told me that they report 3 days after the statement is sent.

Re: Score Watch Not Updating

RW771 — Thu, 01 Mar 2012 17:28:49 GMT

I too am having the same issue. I currently subscribe to Scorewatch and within the past few weeks have paid some balances waaay down in order to decrease my util so that I can go to the bank and apply for a loan. I'm only waiting on the SW alert and each week it keeps telling me no changes. I'm tempted to pull a report but don't want to have to pay for it since I'm already subscribed to SW. Any help/suggestions?

Re: Score Watch Not Updating

RW771 — Thu, 01 Mar 2012 17:57:44 GMT

I just read on another thread that it doesn't alert based on a decrease on balance(s), but I'm pretty sure there would be some sort of score increase due to paying down these balances. I went ahead and adjusted my settings to alert me just 1 more point than what my last alert was set at so that I can get some sort of update soon (I hope). I haven't purchased a report in months, and didn't want to until the lower balances reported but I'm at a race for time and hope it updates soon! Otherwise I'll just go to the bank and cross my fingers and guess where I'm at

Re: Score Watch Not Updating

llecs — Thu, 01 Mar 2012 20:39:50 GMT

@RW771 wrote:
I just read on another thread that it doesn't alert based on a decrease on balance(s), but I'm pretty sure there would be some sort of score increase due to paying down these balances. I went ahead and adjusted my settings to alert me just 1 more point than what my last alert was set at so that I can get some sort of update soon (I hope). I haven't purchased a report in months, and didn't want to until the lower balances reported but I'm at a race for time and hope it updates soon! Otherwise I'll just go to the bank and cross my fingers and guess where I'm at

I recommend setting it differently. Set it to EXACTLY match your last FICO score/score alert. That way if the score decreases or increases, you'll get alerted. Paying down CC debt don't always guarantee a score increase.

Re: Score Watch Not Updating

Anonymous — Thu, 01 Mar 2012 23:16:04 GMT

I don't know if it was cooincidental or what, but I had mine set to the same score for a while and got no changes while drastically paying down balances.

So I changed the score to check for my score+1, and got a notice the next day. Changed it again to that score+1, and got another alert the following day.

So either there was a delay and the messages hit me back to back days, or changing it to +1 did the trick.. or some other mysterious power

Either way, a 29 point jump over a 2 day span made me happy.

Re: Score Watch Not Updating

RW771 — Fri, 02 Mar 2012 18:46:49 GMT

ok well the suspense was killing me so I broke down and purchased a new SW report and my score actually HAD changed. I received my last notification by email on Tuesday saying there was no score watch alerts for the week. I hadn't received a SW alert since 02/12 when my score increased to a 651 and now it's a 654. Not sure why, but I guess I'm not being notified as I had thought.

Re: Score Watch Not Updating

Anonymous — Fri, 02 Mar 2012 21:25:17 GMT

@Anonymous wrote:
I don't know if it was cooincidental or what, but I had mine set to the same score for a while and got no changes while drastically paying down balances.

So I changed the score to check for my score+1, and got a notice the next day. Changed it again to that score+1, and got another alert the following day.

So either there was a delay and the messages hit me back to back days, or changing it to +1 did the trick.. or some other mysterious power

Either way, a 29 point jump over a 2 day span made me happy.

just read your post this morning, and was expecting my score to increase because of paying off all my balances. I received An email yesterday saying scorewatch has nothing to report for the week. So I did what you did with, score +1 today. I went out to do some errands and got an email alert about a score change... Yep, increase to 800. Maybe coincidence, who knows?

Re: Score Watch Not Updating

NMW2008 — Sat, 03 Mar 2012 01:20:41 GMT

Haven't had an update since December 15 and have paid off two cc's. What do I need to do to get an update?

Re: Score Watch Not Updating

Barry — Mon, 05 Mar 2012 18:51:30 GMT

@NMW2008 wrote:
Haven't had an update since December 15 and have paid off two cc's. What do I need to do to get an update?

Hi NMW2008,

I don't know why it seems like you can go a couple of months without a SW alert, then post about it here on the Feedback board, and mysteriously an alert is generated. Believe me, this phenomenon is purely coincidental, and not the result of someone at myFICO reading about it and shooting out an alert.

That said, it appears you were sent a score change alert on March 3rd. As a reminder, be sure to re-set your target score to the one you just received.

-Barry

Re: Score Watch Not Updating

namvet — Mon, 05 Mar 2012 19:07:54 GMT

I will confirm that if your settings are correct, you will be notified of any changes. All of mine are dead on but not always immediately.

Re: Score Watch Not Updating

NMW2008 — Mon, 05 Mar 2012 19:34:18 GMT

Yes I was sent an alert the day after posting! Hey, I ll take that!!

Thanks for your reply!

Nicole

Re: Score Watch Not Updating

namvet — Mon, 05 Mar 2012 19:39:09 GMT

@NMW2008 wrote:
Yes I was sent an alert the day after posting! Hey, I ll take that!!

Thanks for your reply!

Nicole

Patience is golden when you are working with a quality product!