topic Re: Betting Pool on Scorewatch update? in myFICO® Product Feedback

Betting Pool on Scorewatch update?

MidnightVoice — Wed, 15 Aug 2007 20:12:00 GMT

OK, so today a CC reported a balance to EQ (based on TC CRs). This card has not been used in nearly 5 months, and has been at zero for that time

This should trigger three alerts:

Whenever one of your accounts has a balance increase larger than 5%

Whenever one of your accounts has a balance increase larger than $1

Whenever one of your accounts shows new activity after being inactive for more than 3 months

Any bets on the date and time of my SW alert arriving in my inbox?

Re: Betting Pool on Scorewatch update?

Anonymous — Wed, 15 Aug 2007 20:47:22 GMT

5 days

Re: Betting Pool on Scorewatch update?

MidnightVoice — Wed, 15 Aug 2007 20:49:29 GMT

Sunday 11:30 am Central time is my guess

Re: Betting Pool on Scorewatch update?

Anonymous — Wed, 15 Aug 2007 22:28:14 GMT

Friday morning around noon....

Re: Betting Pool on Scorewatch update?

fused — Thu, 16 Aug 2007 00:08:50 GMT

Monday August 20th @ 9:03 a.m. Hawaiian Standard Time!

Re: Betting Pool on Scorewatch update?

Anonymous — Thu, 16 Aug 2007 00:41:09 GMT

1:30 AM AUGUST 23RD PACIFIC Standard time...

Re: Betting Pool on Scorewatch update?

MidnightVoice — Thu, 16 Aug 2007 13:14:27 GMT

It says:

Score Watch™ provides daily monitoring of your Equifax Credit Report and weekly monitoring of your FICO® score, notifies you when you may qualify for better interest rates, delivers alerts when important changes to your score and report are detected, and shows you key factors affecting your FICO score and how lenders views you.

Your Equifax credit file is monitored daily for:

o Increases in account balances

o New activity on accounts that were inactive

So it is now one day late

Re: Betting Pool on Scorewatch update?

MidnightVoice — Fri, 17 Aug 2007 23:54:22 GMT

Friday @ 2:30 pm!

Re: Betting Pool on Scorewatch update?

ronq — Wed, 22 Aug 2007 18:23:49 GMT

Midnight
Are you sure that will trigger an alert? I know even with a zero balance on my CCs that they still report every month. I had a CC that stopped reporting for about 8 months even though I was using it and as soon as it reported that did trigger an SW alert. I do think SW is a little buggy because I paid off a CC and waited a week after it reported. On the 8th day SW notified me that nothing has changed. I pulled my CR and it was up 9 points which should have triggered an alert.

Re: Betting Pool on Scorewatch update?

MidnightVoice — Wed, 22 Aug 2007 22:19:33 GMT

I have scorewatch alert to tell me any increase over $1, and any activity on a card that has shown none for 3 months. So if they really check every day, they were slow on catching those, and they STILL have not caught the changes for DW