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    <title>topic Inconsistent report verbiage in myFICO® Product Feedback</title>
    <link>https://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Inconsistent-report-verbiage/m-p/1778042#M10315</link>
    <description>&lt;P&gt;From a 01/01/13 pull of Transunion via myFico:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Under "What's helping your FICO score"&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;1) There is no evidence of a serious delinquency (60 days past due or greater) or derogatory description on your credit report.&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;Followed by in the box:&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;- Number of your accounts that were ever 60 days late or worse: &lt;/SPAN&gt;&lt;SPAN&gt;1 account&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;The late payment is legit, so it's likely something in your report generation code that's gone a little wonky; or it's being looked at by age and mine is &amp;gt;2 years ago. &amp;nbsp;In either event more clarity or consistency would be a good thing I suspect.&lt;/SPAN&gt;&lt;/P&gt;</description>
    <pubDate>Tue, 01 Jan 2013 18:07:18 GMT</pubDate>
    <dc:creator>Revelate</dc:creator>
    <dc:date>2013-01-01T18:07:18Z</dc:date>
    <item>
      <title>Inconsistent report verbiage</title>
      <link>https://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Inconsistent-report-verbiage/m-p/1778042#M10315</link>
      <description>&lt;P&gt;From a 01/01/13 pull of Transunion via myFico:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Under "What's helping your FICO score"&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;1) There is no evidence of a serious delinquency (60 days past due or greater) or derogatory description on your credit report.&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;Followed by in the box:&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;- Number of your accounts that were ever 60 days late or worse: &lt;/SPAN&gt;&lt;SPAN&gt;1 account&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;The late payment is legit, so it's likely something in your report generation code that's gone a little wonky; or it's being looked at by age and mine is &amp;gt;2 years ago. &amp;nbsp;In either event more clarity or consistency would be a good thing I suspect.&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 01 Jan 2013 18:07:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Inconsistent-report-verbiage/m-p/1778042#M10315</guid>
      <dc:creator>Revelate</dc:creator>
      <dc:date>2013-01-01T18:07:18Z</dc:date>
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