topic Re: ScoreWatch ??? in myFICO® Product Feedback

ScoreWatch ???

Anonymous — Fri, 17 Aug 2007 01:30:11 GMT

Ok, I have Scorewatch, got it in June. I only got the Equifax one. I just broke down and purchased my other 2 FICO scoreson 8/14/007. Will I get ALERTS for all 3 now or just Equifax? I think that Scorewatch is terribly expensive for yearly monitoring, I think they've billed me like $85bucks! If I can get score alerts for all 3 FICO's then the $85 won't hurt so much. I'm gonna ditch the scorewatch thing once I hit 700 on all 3 of my FICO's.

Re: ScoreWatch ???

andyaycw — Fri, 17 Aug 2007 01:44:32 GMT

Scorewatch only alerts you about changes to your Equifax credit report, so no you will not receive notifications from the other two CRAs.

Re: ScoreWatch ???

Anonymous — Fri, 17 Aug 2007 02:30:02 GMT

Agree.

Re: ScoreWatch ???

smallfry — Fri, 17 Aug 2007 03:45:05 GMT

@Anonymous wrote:
Agree.

Goin' out on a limb there pizza. LOL. If you really want Equifax Score Watch bad enough and live life on the cheap like me call Equifax and demand the yearly service for $50. That's their best offer and you can get it. I won't ever get another Equifax score or product again. They suck.

Re: ScoreWatch ???

Anonymous — Fri, 17 Aug 2007 03:59:04 GMT

Really?? I'll call them first thing in the morning! $50 isn't that bad at all. So, to make sure we're talking about the same product. Equifax is myfico, correct?? That's great news. Little bumbed about not receiving alerts from the other 2 CRA's. Offical FICO Score Seal TransUnion 644 Date: 8/14/2007 Equifax 663 Date: 8/15/2007 Experian 654 Date: 8/14/2007 Message Edited by caliking on 08-16-2007 08:55 PM

Message Edited by caliking on 08-16-2007 08:59 PM

Re: ScoreWatch ???

Anonymous — Sat, 18 Aug 2007 07:50:00 GMT

@smallfry wrote:

@Anonymous wrote:
Agree.

Goin' out on a limb there pizza. LOL. If you really want Equifax Score Watch bad enough and live life on the cheap like me call Equifax and demand the yearly service for $50. That's their best offer and you can get it. I won't ever get another Equifax score or product again. They suck.

I requested from EQ about a week ago to lower the 8.95 monthly fee. They refused. I canceled. I signed up with MyFICO for the discounted rate.

The EQ SW worked fine. Updates to "scores" were every 7 days unless it was major, then updates were with in 2-3 days. I think most people don't understand that the "score" updates are not daily unless another update triggers it and then looks for a score change at the same time, well at least with EQ. I haven't had the MyFICO service long enough, but I am expecting score updates to be every 7-10 days.

Message Edited by ilovepizza on 08-18-2007 12:50 AM

Re: ScoreWatch ???

smallfry — Sat, 18 Aug 2007 04:06:32 GMT

There is a discounted rate for EQ SW for 5.95 monthly at CCU. When I canceled that they offered to let me have the service for $50 for 13 months actually. I am not the only one who got this offer.

Re: ScoreWatch ???

Anonymous — Sat, 18 Aug 2007 07:49:13 GMT

Yep!

Re: ScoreWatch ???

Tuscani — Sat, 18 Aug 2007 16:13:32 GMT

http://ficoforums.myfico.com/fico/board/message?board.id=myficoprod&thread.id=373

Re: ScoreWatch ???

Anonymous — Sat, 18 Aug 2007 22:44:09 GMT

What is "CCU"?
(I did not find it in Barry's common abbreviations)

Re: ScoreWatch ???

Anonymous — Sat, 25 Aug 2007 16:49:20 GMT

I would also like to know what CCU stands for.