topic Re: Do not sign up for SCOREWATCH! in myFICO® Product Feedback

Do not sign up for SCOREWATCH!

Anonymous — Mon, 20 Jan 2014 16:50:41 GMT

I have signed up for scorewatch and used it for several months. They make it very easy to sign up online. However if you want to cancell it they make you go through a phone tree and find any and all reasons to not allow you to cancell. STAY AWAY FROM SCOREWATCH!

Re: Do not sign up for SCOREWATCH!

basballguy — Mon, 20 Jan 2014 16:53:35 GMT

you can cancel online by submitting a web inquiry thing.

Re: Do not sign up for SCOREWATCH!

Anonymous — Mon, 20 Jan 2014 17:05:15 GMT

How do you do that? when I click on manage subscriptions, then click cancel it pops up to give them a call

Re: Do not sign up for SCOREWATCH!

sharriel — Mon, 20 Jan 2014 17:23:51 GMT

I love Score Watch!

Re: Do not sign up for SCOREWATCH!

Scupra — Mon, 20 Jan 2014 21:37:45 GMT

@Anonymous wrote:
I have signed up for scorewatch and used it for several months. They make it very easy to sign up online. However if you want to cancell it they make you go through a phone tree and find any and all reasons to not allow you to cancell. STAY AWAY FROM SCOREWATCH!

If you didn't sign up for anything in life that made it hard to leave, you would have no subscriptions to anything

Re: Do not sign up for SCOREWATCH!

Bleety17 — Mon, 03 Feb 2014 15:03:59 GMT

Scorewatch is very easy to use.. When i called to cancel they offered me a better rate so i decided to keep it and its been working fine for me.

Re: Do not sign up for SCOREWATCH!

Anonymous — Mon, 03 Feb 2014 17:38:25 GMT

How much better was the rate? I want to hurry and cancel before they renew it at full price. I would much rather do it online if possible.

Re: Do not sign up for SCOREWATCH!

Anonymous — Sat, 08 Feb 2014 15:52:29 GMT

When I go to cancel my annual subscription, it tells me to call too. Approximately how many hours should I expect to be on the phone with them? Is it faster to get a lower rate or to just cancel? How much lower a rate should I expect to get?

Re: Do not sign up for SCOREWATCH!

alexvale — Tue, 11 Feb 2014 17:58:30 GMT

When my trial offer was up I simply went to My Subscriptions and clicked cancel and an automatic message was displayed with new rate of $9.95mo instead of the $14.95mo

Give it a shot and see if it works.

Re: Do not sign up for SCOREWATCH!

Anonymous — Tue, 18 Feb 2014 16:47:50 GMT

I called to cancel a few minutes ago. I was on the annual subscription. The rate is $149 or some such amount. I got it at a discount a year ago. When I called a few minutes ago to cancel, I didn't have to wait very long. They offered a $20 discount. That's worse than the $9.95 and I would be paying more for a year than you would be paying for 12 months. So I just canceled. It seemed quick and easy.

I wonder how much the rumored 3-bureau Score Watch is going to cost. I might sign up for that if I can get a good deal on it. But probably not. It will probably cost a lot more than the 1-bureau version. Besides that, FICO scores aren't really worth anything. A three digit number for all that money? I can get an 8 digit number from a $1 calculator.

There was no automatic message with a better rate. It simply asked me to call and gave me the phone number to call.

Re: Do not sign up for SCOREWATCH!

GenericUser — Mon, 24 Feb 2014 03:16:12 GMT

Just tired to cancel ScoreWatch online as well and got the message that I need to call to cancel. Of course they aren't open on Sundays.

The whole thing leaves a sour taste in my mouth especially when I see the "3 credit reports & scores" peddled to me on this site for $59.95 when I can get the same thing from competitors at $39.95, and better yet I can sign up for a 7 day trial at all 3 bureaus and grab the report and score for $1 each.

I don't see any value at all in ScoreWatch. The score changes are what they are. Checking the score once a year is sufficient.

Re: Do not sign up for SCOREWATCH!

Scupra — Mon, 24 Feb 2014 03:20:33 GMT

Be fair.. You can't purchase your FICO score from anywhere else.

Re: Do not sign up for SCOREWATCH!

myjourney — Mon, 24 Feb 2014 03:28:02 GMT

@GenericUser wrote:
Just tired to cancel ScoreWatch online as well and got the message that I need to call to cancel. Of course they aren't open on Sundays.

The whole thing leaves a sour taste in my mouth especially when I see the "3 credit reports & scores" peddled to me on this site for $59.95 when I can get the same thing from competitors at $39.95, and better yet I can sign up for a 7 day trial at all 3 bureaus and grab the report and score for $1 each.

I don't see any value at all in ScoreWatch. The score changes are what they are. Checking the score once a year is sufficient.

The scores you get anywhere other than here and that includes directly from the CB's are FAKO

This is the only site to get true FICO scores

I understand your frustration as I read your other post ...but that sounded like a marketing error IMO

The ball was dropped in proof reading

Re: Do not sign up for SCOREWATCH!

Bdj1 — Fri, 04 Apr 2014 07:37:47 GMT

you CAN get fico scores elsewhere. At least you can get it with Transunion. It's not easy and you have to read, but you can get them. You can also get them with Equifax plus the score simulator is closer to the old myfico one. Not the newer, flater, less information one they are implementing now. Experian you can't at the moment as far as I know.

Re: Do not sign up for SCOREWATCH!

Lechte — Sun, 06 Apr 2014 02:32:45 GMT

@Bdj1 wrote:
you CAN get fico scores elsewhere. At least you can get it with Transunion. It's not easy and you have to read, but you can get them. You can also get them with Equifax plus the score simulator is closer to the old myfico one. Not the newer, flater, less information one they are implementing now. Experian you can't at the moment as far as I know.

You can get a TU FICO from certain CCC's....Discover, Barclays, Walmart. I don't know of a single place you can actually buy your TU FICO or any FICO (exception of Equifax.com), other than here. If you know, please share.

Re: Do not sign up for SCOREWATCH!

Anonymous — Fri, 23 May 2014 21:58:35 GMT

This is not your real fico score anyway. I have had two completely different lenders pull my score and this site was off by 80, 80, and 90 points. That was humiliating

Re: Do not sign up for SCOREWATCH!

Anonymous — Sat, 24 May 2014 01:57:56 GMT

@Anonymous wrote:
This is not your real fico score anyway. I have had two completely different lenders pull my score and this site was off by 80, 80, and 90 points. That was humiliating

The score provided on this website is a real FICO 08. Lenders (mtg) lenders use a different scoring model.