https://ficoforums.myfico.com/t5/myFICO-Product-Feedback/How-frequently-does-myFICO-update/m-p/3885293#M13836 <P>Hi. I currently subscribe to myFICO Identity Ultimate. &nbsp;<BR /><BR />After opening a new credit line, I got alerts that&nbsp;my score took a 56+ point hop on TransUnion, but there has been no change whatsoever to Experian or Equifax. &nbsp;<BR /><BR />After discussing on a thread yesterday, I learned that different agencies get new account information at different times, which is understandable. &nbsp;<BR /><BR />But one thing i noticed is that TransUnion has a "last updated" date of March 22nd, while Experian and Equifax both have a last update of March 7th. &nbsp;<BR /><BR />Is there any reason myFICO has such a large discrepency between the "last updated" stamps on the CRAs? &nbsp;<BR /><BR />Does "last updated" mean that this is the last time a change was detected, or does it mean that this was the last time myFICO checked in with the agencies? &nbsp;<BR /><BR />Does anyone know how frequently myFICO checks for updates? &nbsp; &nbsp;<BR /><BR />Is it more likely that 1) Experian/Equifax have not recieved the new credit line information, or 2) that they have recieved it and adjusted my score, but myFICO has not polled them for updated info?</P> Wed, 25 Mar 2015 15:31:46 GMT Anonymous 2015-03-25T15:31:46Z https://ficoforums.myfico.com/t5/myFICO-Product-Feedback/How-frequently-does-myFICO-update/m-p/3885293#M13836 <P>Hi. I currently subscribe to myFICO Identity Ultimate. &nbsp;<BR /><BR />After opening a new credit line, I got alerts that&nbsp;my score took a 56+ point hop on TransUnion, but there has been no change whatsoever to Experian or Equifax. &nbsp;<BR /><BR />After discussing on a thread yesterday, I learned that different agencies get new account information at different times, which is understandable. &nbsp;<BR /><BR />But one thing i noticed is that TransUnion has a "last updated" date of March 22nd, while Experian and Equifax both have a last update of March 7th. &nbsp;<BR /><BR />Is there any reason myFICO has such a large discrepency between the "last updated" stamps on the CRAs? &nbsp;<BR /><BR />Does "last updated" mean that this is the last time a change was detected, or does it mean that this was the last time myFICO checked in with the agencies? &nbsp;<BR /><BR />Does anyone know how frequently myFICO checks for updates? &nbsp; &nbsp;<BR /><BR />Is it more likely that 1) Experian/Equifax have not recieved the new credit line information, or 2) that they have recieved it and adjusted my score, but myFICO has not polled them for updated info?</P> Wed, 25 Mar 2015 15:31:46 GMT https://ficoforums.myfico.com/t5/myFICO-Product-Feedback/How-frequently-does-myFICO-update/m-p/3885293#M13836 Anonymous 2015-03-25T15:31:46Z