https://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Ultimate-3B-Monitoring-Prorated-Upgrade-Questions/m-p/4133140#M14448 Creditchecktotal gives FICO scores and fresh report pulls 3 times a month. That is 12 reports in the same time period that MyFico will give you one. If you call to cancel your trial, they will offer you 2 years at 14.97 per month. Much better than MyFico. Just an FYI if you want a much better service at a better price. Thu, 16 Jul 2015 22:22:01 GMT Anonymous 2015-07-16T22:22:01Z https://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Ultimate-3B-Monitoring-Prorated-Upgrade-Questions/m-p/4122927#M14427 <P>I recently enrolled in the 3 Credit Bureau Monitoring for $24.99/Month on June 24 (almost 3 weeks ago). I got a message at the bottom of my Dashboard saying I could upgrade to the 3B Ultimate at a prorated price, since it hasn't been a month. It says you get a fresh report from all 3 Credit Bureaus quarterly, which is worth the extra $5/month for me, so I am going to do it here in the next 24-48 hours.... But my question is will it provide a "newer" or more accurate score than what I already have? It says that they have to pull the information again, and my score has been on a great climb in the 3 weeks I've been enrolled. I've got some things that haven't updated on Transunion FICO, but have on the other 2. Any help/experience is greatly appreciated!</P> Sat, 11 Jul 2015 19:20:20 GMT https://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Ultimate-3B-Monitoring-Prorated-Upgrade-Questions/m-p/4122927#M14427 Anonymous 2015-07-11T19:20:20Z https://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Ultimate-3B-Monitoring-Prorated-Upgrade-Questions/m-p/4133140#M14448 Creditchecktotal gives FICO scores and fresh report pulls 3 times a month. That is 12 reports in the same time period that MyFico will give you one. If you call to cancel your trial, they will offer you 2 years at 14.97 per month. Much better than MyFico. Just an FYI if you want a much better service at a better price. Thu, 16 Jul 2015 22:22:01 GMT https://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Ultimate-3B-Monitoring-Prorated-Upgrade-Questions/m-p/4133140#M14448 Anonymous 2015-07-16T22:22:01Z