topic Re: MyFICO is slow in myFICO® Product Feedback

MyFICO is slow

Creditplz — Mon, 03 Apr 2017 02:53:51 GMT

I have had MyFICO for about a year, but recently it has been slow to update?. My CCT (which I pulled 3B last Thursday) has my updated Fico8 6 points higher then MyFICO, reason being is CCT has my updated account (cabelas) at 0 and it still hasn't updated through MyFICO...

Re: MyFICO is slow

Anonymous — Tue, 04 Apr 2017 20:54:17 GMT

This has been the case for me too. In the last 5 days, for example, I had 2 collections removed (PIF to the OC in February). I just pulled transunion (the only CRA that the collection was reported to) and they are already reflecting the removals. Haven't heard a peep from my 3B premiere

Re: MyFICO is slow

Creditplz — Tue, 04 Apr 2017 21:01:52 GMT

Still no update.... my scores been changed since the 23rd... lol.

I feel your pain JJC37

Re: MyFICO is slow

Anonymous — Mon, 10 Apr 2017 22:26:49 GMT

I am also annoyed that I pay quite a bit monhtly and Fico is slower than free services to alert me...

Re: MyFICO is slow

Creditplz — Mon, 10 Apr 2017 23:47:22 GMT

Yeah... CreditWise tells me immediately for TU pulls, CCT also tells me fast and CK is faster then MyFICO...

29.95 is a nice chunk of change monthly to be shelling out when you literally get 2 updates a month... CCT is a better "bang for your buck". Oh and my EX finally updated, 2 weeks after CCT still no update on TU or EQ.. lol

Re: MyFICO is slow

gabbygail — Wed, 12 Apr 2017 18:47:37 GMT

Slow for me too.

Re: MyFICO is slow

Anonymous — Fri, 14 Apr 2017 17:27:49 GMT

Yep...

Slow to the point of annoying...

Waiting for a new Inq to show up on EQ

Waiting for a new account to show on TU.

MyFICO seems to be a day or two behind the free providers.

Re: MyFICO is slow

Anonymous — Sat, 27 May 2017 18:25:09 GMT

Yeah... Really slow... For example -- my AMEX card statement closed on the 24th.. On the 25th, I did a check on Credit Karma... The balance change (as well as a corresponding score increase) came through on both EQ & TU when checking CK... Here we are on the 27th, and still nothing from myFICO.

I've also had instances where myFICO took as long as a week to update after the changes were showing on Credit Karma.. I'm on Premier 3B, and I've had this happen after I was eligible to pull a new monthly 3B report, and the changes from a week prior were not on the 3B report that myFICO supposedly pulled.

I dont think myFICO actually pulls a new report.. I think they rely on streaming updates from some 3rd party supplier, and with those updates they assemble a new report that is then applied to the various simulators and score models. I think its a bit deceiving.

Re: MyFICO is slow

Creditplz — Sat, 27 May 2017 19:55:59 GMT

I had a instance where it was 3 weeks... Experian let me pull a new report everyday for $12 or so...

Re: MyFICO is slow

Anonymous — Mon, 03 Jul 2017 17:22:09 GMT

Yeah... The slowness is ridiculous... Just based on TransUnion activity and AMEX:

AMEX updated TU for one account of mine 7 days ago, verified on WalletHub -- still waiting for myFico to show those changes.

AMEX updated TU for a different account of mine 5 days ago, also verified on WalletHub -- still nothing from myFico.

Re: MyFICO is slow

Anonymous — Wed, 26 Jul 2017 03:50:17 GMT

Good to know that it's not just me. I've had two collections removed about 6 weeks weeks ago and late payments removed about a month ago. Still no updates on myFico or score adjustments. Although CreditKarma is a Vantage score (I know most lenders don't use this) they update my reports and scores within days. Should I be paying for a different plan with myFICO or is there a better alternative out there? I'm paying so much and it's hard to monitor when it takes so long to update.

Re: MyFICO is slow

Anonymous — Mon, 31 Jul 2017 00:45:21 GMT

Yes I agree with you all. These 3 Credit bureaus need to be taught a lesson. Experian is the worst then Transunion who never gets items corrected immediately and when they do its wrong or slow as ever. Equifax is the best in true reporting recently. Do you all notice there quick to report negative items and slow to report positive. We all know they are getting paid by advertisers. I have been waiting for this month for many things to be corrected. By 8-1 I am going to pull all 3 and I guarantee most I 5 items will still be there. I am giving them all 1 chance only to get there act together. They have items that should have been removed for yrs but until you use the correct Letters with the FCRA in the title maybe they will get corrected. So many individuals who should have better scores don't. All because they think they can get away with it until we (Fico members) get together and team up. We all know that the only true score is Fico. They are teaming up together to challenge Fico with this vantage score which is one sided. I say we all sign a petition and DEMAND that they get there reporting correct. Personal and business. They have caused good people billions of dollars in incorrect reporting and the FCRA has and are on to them.

My fellow Fico members please respond to this and I personally will get all we need together, by legal means and have them pay us all back or at the very least get all reporting corrected.

Remember there is Power in numbers

And we all DESERVE to be treated fairly.

All who respond to this I will return a reply back and get this in motion.

Our families deserve what is right and true.

Enough is Enough

Cmon Fico family let's do this......