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    <title>topic MYFICO Report Inconsistencies in myFICO® Product Feedback</title>
    <link>https://ficoforums.myfico.com/t5/myFICO-Product-Feedback/MYFICO-Report-Inconsistencies/m-p/136789#M1763</link>
    <description>&lt;DIV&gt;&lt;DIV&gt;&lt;DIV&gt;Why does MYFICO-EQ report show&amp;nbsp;Past Due Amount as Not on Record when my&amp;nbsp;Equifax Report&amp;nbsp;shows $0?&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;U&gt;In the Credit At-A-Glance:&lt;/U&gt;&lt;/DIV&gt;&lt;DIV&gt;Total Past Due = No Accounts past due&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;U&gt;What's hurting your FICO score:&lt;/U&gt;&lt;/DIV&gt;&lt;DIV&gt;1.&amp;nbsp; You have a serious delinquency = Number of accounts 60 days late or worse: 1&lt;/DIV&gt;&lt;DIV&gt;4.&amp;nbsp; Date of&amp;nbsp;most recent missed payment is unknown =&amp;nbsp;Most recent late payment happened 1 year ago.&lt;/DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
    <pubDate>Mon, 21 Jan 2008 10:43:14 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2008-01-21T10:43:14Z</dc:date>
    <item>
      <title>MYFICO Report Inconsistencies</title>
      <link>https://ficoforums.myfico.com/t5/myFICO-Product-Feedback/MYFICO-Report-Inconsistencies/m-p/136789#M1763</link>
      <description>&lt;DIV&gt;&lt;DIV&gt;&lt;DIV&gt;Why does MYFICO-EQ report show&amp;nbsp;Past Due Amount as Not on Record when my&amp;nbsp;Equifax Report&amp;nbsp;shows $0?&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;U&gt;In the Credit At-A-Glance:&lt;/U&gt;&lt;/DIV&gt;&lt;DIV&gt;Total Past Due = No Accounts past due&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;U&gt;What's hurting your FICO score:&lt;/U&gt;&lt;/DIV&gt;&lt;DIV&gt;1.&amp;nbsp; You have a serious delinquency = Number of accounts 60 days late or worse: 1&lt;/DIV&gt;&lt;DIV&gt;4.&amp;nbsp; Date of&amp;nbsp;most recent missed payment is unknown =&amp;nbsp;Most recent late payment happened 1 year ago.&lt;/DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Mon, 21 Jan 2008 10:43:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/myFICO-Product-Feedback/MYFICO-Report-Inconsistencies/m-p/136789#M1763</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-01-21T10:43:14Z</dc:date>
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    <item>
      <title>Re: MYFICO Report Inconsistencies</title>
      <link>https://ficoforums.myfico.com/t5/myFICO-Product-Feedback/MYFICO-Report-Inconsistencies/m-p/137898#M1775</link>
      <description>&lt;DIV&gt;Hi there..mine do to! and my husbands..so far no one has any answers on the "understanding my fico score"..I just posted it today..&lt;/DIV&gt;&lt;DIV&gt;guess no one knows why..&lt;img id="smileymad" class="emoticon emoticon-smileymad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-mad.gif" alt="Smiley Mad" title="Smiley Mad" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 22 Jan 2008 22:59:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/myFICO-Product-Feedback/MYFICO-Report-Inconsistencies/m-p/137898#M1775</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-01-22T22:59:03Z</dc:date>
    </item>
    <item>
      <title>Re: MYFICO Report Inconsistencies</title>
      <link>https://ficoforums.myfico.com/t5/myFICO-Product-Feedback/MYFICO-Report-Inconsistencies/m-p/138068#M1778</link>
      <description>&lt;DIV&gt;&lt;DIV&gt;It does get&amp;nbsp;confusing when it shows no accounts past due.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I think it boils down to that no accounts are "currently" past due, but there were late pays in the past.&amp;nbsp; I'm only having this problem with&amp;nbsp;MYFICO-EQ.&amp;nbsp; TU and EX are fine.&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Wed, 23 Jan 2008 03:34:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/myFICO-Product-Feedback/MYFICO-Report-Inconsistencies/m-p/138068#M1778</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-01-23T03:34:35Z</dc:date>
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