topic Re: Score Watch in myFICO® Product Feedback

Score Watch

hautemama — Mon, 04 Feb 2008 19:49:47 GMT

Hello. How accurate is Score Watch via the myfico site?? I have heard of FAKO's.. And I just wanted to know that the score watch alerts, increases and decreases to my scores are accurate. Sometimes, I cannot find a rhyme or reason to an increase or decrease.. Also, I know that CCC's use bank enhanced FICO's.. Is this true? So the scores listed on this site are "mortgage ficos"?

When people post credit scores here, is this their myfico.com credit score? And is this what I should be going by when I ask what my score should be for a loan, CC, etc..?

Thanks!

Re: Score Watch

Madison — Mon, 04 Feb 2008 20:01:23 GMT

They say MyFico Score Watch is the real deal. This is not FAKO.

Re: Score Watch

Junejer — Mon, 04 Feb 2008 23:55:51 GMT

@hautemama wrote:
Hello. How accurate is Score Watch via the myfico site?? I have heard of FAKO's.. And I just wanted to know that the score watch alerts, increases and decreases to my scores are accurate. Sometimes, I cannot find a rhyme or reason to an increase or decrease.. Also, I know that CCC's use bank enhanced FICO's.. Is this true? So the scores listed on this site are "mortgage ficos"?

When people post credit scores here, is this their myfico.com credit score? And is this what I should be going by when I ask what my score should be for a loan, CC, etc..?

Thanks!

Hautemama, the SW alerts etc. are accurate. Just got first SW alert Saturday, showing 26 point increase, when my lender pulled my credit. Called lender and realized that the score was exactly what SW said it was.