topic Re: MyFico Monitoring vs Score watch in myFICO® Product Feedback

MyFico Monitoring vs Score watch

Anonymous — Sun, 30 Mar 2008 00:44:45 GMT

Do these two products basically do the same things, as in looking for the same type of alerts? Ive been on scorewatch trial for just over 2 weeks and have gotten two alerts, Ive been on the TU monitoring and havent heard a peep but the once a week message that their are no new alerts. Ive app'd to about 7 places within the last mo and not even one inquiry has popped up an alert for my TU report. Im not to overally worried but just found it odd.

Re: MyFico Monitoring vs Score watch

Anonymous — Sun, 30 Mar 2008 02:15:27 GMT

Not that Im complaining, but shouldnt it have picked up something?? I just pulled my TU thru myfico and it showed 5 new inq's and 3 new accounts. I would think it would pick up one of these... (OK, maybe Im complaining a teeny weeny bit, however if I think of it this way 40 bucks for 4 fico reports is still a good deal, its just not doing what I thought it would)

Re: MyFico Monitoring vs Score watch

Barry — Sun, 06 Apr 2008 22:40:23 GMT

AttaGirl wrote:

Not that Im complaining, but shouldnt it have picked up something?? I just pulled my TU thru myfico and it showed 5 new inq's and 3 new accounts. I would think it would pick up one of these... (OK, maybe Im complaining a teeny weeny bit, however if I think of it this way 40 bucks for 4 fico reports is still a good deal, its just not doing what I thought it would)

Hi AttaGirl,

The reason you haven't received any FICO Quarterly Monitoring alerts after changes to your TU report is that this product only generates alerts on a quarterly basis. After your first 3 months of the FQM, you'll get an email telling you your new report and the alerts are available for you to view.

Sorry it wasn't clear.

Barry

Re: MyFico Monitoring vs Score watch

Anonymous — Mon, 07 Apr 2008 01:13:07 GMT

ahhh, ok. Thanks Barry!! Just out of curiosity tho, why would it ask me if I wanted a setting for email me every week whether there has been changes or not?? I think that is what thru me off.

Re: MyFico Monitoring vs Score watch

Barry — Mon, 07 Apr 2008 02:58:18 GMT

Good question. The weekly alerts are for the non-credit bureau data sources that alert you to changes in your ID info -- name, address, etc. These data sources are basically marketing databases, i.e. mail lists.

AttaGirl wrote:

ahhh, ok. Thanks Barry!! Just out of curiosity tho, why would it ask me if I wanted a setting for email me every week whether there has been changes or not?? I think that is what thru me off.

Message Edited by Barry on 04-06-2008 07:58 PM

Re: MyFico Monitoring vs Score watch

Anonymous — Mon, 07 Apr 2008 11:56:16 GMT

Gotchya, Thanks Again Barry!!!!